80% - 20% health-care

[KT2000]

It just dawned on me that if you have a health insurance plan that requires you to pay 20% and/or a copay for visits, you are actually paying for just SOME of the administrative costs for that visit/procedure - not for health care itself. If you have a plan that requires 30% payment from the patient, then you are pretty much covering just the administrative costs for that procedure.

If you are on Medicare, the administrative costs would be only 3% as opposed to 30% for private insurance.

I think if people really understood that their co-pays are just paying for the insurance company's administrative costs, they might think more seriously about single payer. I think it is a decent talking point for the upcoming elections where the health care bill will be under attack.

[RaleighNCDUer]

1. Shhhh.

We don't talk about single-payer. The Obama HCR is the best we could possibly get, so we need to shut up and be grateful.

[Earth_First]

2. I'm on the 100% plan n/t