This came across my desk today. This is only part of the picture of what this provision of PPACA did. This article does not address the tax savings it brought to the residents of the 13 or so states that had already mandated this dependent coverage (including mine). They could cover their kids on their employer's plan, but had to pay Federal taxes (and in most cases, state income tax) on the value of that coverage. PPACA brought tremendous tax relief to them.
"More than 600,000 young adults covered by parents’ health plans under ACA
As of the first quarter of 2011, at least 637,000 young adults are getting coverage under their parents’ health plans as allowed by the Patient Protection and Affordable Health Care Act (ACA), the Kaiser Family Foundation reported based on major insurers’ data. The ACA requires health insurance plans to allow young adults up to age 26 to be covered under their parents’ plans, even if the young adult is a full-time student, not living with or a dependent of the parent, or married.
The U.S. Department of Health and Human Services had estimated that about 1.2 million young adults would enroll for coverage in 2011. The early numbers from insurers indicate that it could be much higher, according to Aaron Smith, executive director of the Young Invincibles, a Washington-based nonprofit group that advocates for young adults.
Although the dependent coverage provision went into effect Sept. 23, 2010, health plans were not required to adopt the change until the beginning of the next plan year, which for most plans was January 2011. However, some insurers voluntarily adopted the provision before they were required to do so.
Young adults have the highest uninsured rate of any age group—about 30%, which is thought to be because many work in jobs that do not provide coverage and cannot afford their own employer’s coverage, even if granted access.
For more information visit
http://www.kff.org."