"no co-pays for preventive care"

[ProSense]

“For all Americans, this legislation makes a big difference: no discrimination for pre-existing medical conditions, no dropped coverage if you are sick, no co-pays for preventive care. There is a cap on what you pay in but there is no cap on the benefits that you receive. It works for seniors closing the donut hole, offering better primary care, and strengthening Medicare for years to come. It works for women preventing insurance companies from charging women more than men for the same coverage. No longer will being a woman be a pre-existing medical condition.

link

Ugh?

[xultar]

1. That means that it is no cost to the patient.

[still_one]

4. I am not sure I understand? Hmmmmmm, OH, it means I don't pay anything for preventive care

Thanks for the clarification

[fasttense]

2. But......

But instead of working toward the elimination of for-profit insurance, H.R. 3962 would put the government in the role of accelerating the privatization of health care. In H.R. 3962, the government is requiring at least 21 million Americans to buy private health insurance from the very industry that causes costs to be so high, which will result in at least $70 billion in new annual revenue, much of which is coming from taxpayers. This inevitably will lead to even more costs, more subsidies, and higher profits for insurance companies — a bailout under a blue cross.

[still_one]

3. Oh how awful. We should have held out for single payer or nothing for the next hundred years

that would show those insurance companies that can't mess with us

I don't care if we don't have the votes to get single payer. Isn't better to cut our nose off to spite our face?

[Walk away]

6. I insure myself now. Every year as rates go up...

I can afford less coverage. I have neighbors who dropped their own health insurance in order to cover their children. I would give anything to be able to join a group and get decent coverage. I would be happy to pay for it.

Yes, this bill finally helps people like me. But more important, it's the first step to single payer.

[xultar]

7. +1 miilion gazillion

[rucky]

5. Here's the loophole:

Please correct me if this has been addressed, but the last time I examined this: The maximum in premiums is computed as a ratio between lowest and highest - but there's no restrictions on what's lowest. The ceiling's set - which is good for extreme cases - but for the rest of us, the floor can start out as high as they want it to be.

[Travis_0004]

8. Why not allow people to purchase insurance across state lines?

Wouldn't that be a big step towards increasing competition, and therefore reducing rates?

[drm604]

10. It would be a race to the bottom

as insurance companies all move to the states with the least consumer protections.

[drm604]

9. Am I missing something here?

Isn't "no co-pays for preventive care" a good thing? There are plenty of problems with this bill but, unless I'm misunderstanding something, this doesn't seem to be one of them.

[Roland99]

11. Sounds good but it's a bone tossed to us. What is preventive care?

A once-a-year visit to our PCP? Gee...we'll save a whopping $35/yr on that.

[drm604]

12. Understood,

but the OP seems to think that it's a bad thing. There's plenty wrong with the bill, so why complain about something that's actually good, even if it's a small thing? And it may actually be bigger than we think. Free preventative care can prevent larger more expensive problems down the road.

[Roland99]

13. No, the OP is on a sarcastic binge.

[ProSense]

14. So, it was a good thing, and he voted against it?

Go figure.

[Roland99]

15. Cherry-pick much? Bet you think the earth is cooling off now, too, eh?

[ProSense]

16. Kucinich is the one who voted against ACES. n/t

[Roland99]

17. I was referring to you cherry-picking one very small positive aspect to this gift to ins. companies

[Egnever]

18. But wait! Some DUers have been telling me I would have to pay 5k

before insurance paid anything! You mean they were lying?