|
The taxpayers (aka the federal govt) pays the "employer share" for each federal employee. IF the general public is "given" the "same" care, BUT is MINUS Uncle Sam as an employer....well guess what? It's just a souped up version of COBRA, with the non-govt employee paying both "shares"= UNAFFORDABLE to most , if not all individuals.
This is the ridiculous part of the argument. Insurance has ALWAYS been ACCESSIBLE to EVERYONE.. Any one who can pick up a phone, roll a wheelchair, drive a car or walk, has "access" to any insurance company around..
AFFORDABLE?? not so much, or at all for many/most people.
and then there is the fact that insurers have the upper hand. they control whom the reject or over-charge/under-serve.
Without a MASSIVE public option, this will not change.
They may be mandated to not "deny" coverage, but if their rate-setting is "voluntary", you can bet that pre-existing conditions will be priced out of most people who need it the most.
and portability only matters if the "next" employer is willing to pick up the employer share of your "plan",unless YOU want to pay both parts (Again..pricey COBRA for you)
If you work for company A and they pay $300 & you pay $100...You change jobs and go to company B
Company B has a different plan, but you like YOURS. They would pay $300 of the cost IF you went on their plan, but you "like" yours.. To KEEP yours, you must pay the whole $400.. It's "portable", and you LIKE it, but...... see the problem?
|