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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:13 AM Original message |
New Bailout Plan includes provision for 50% reduction in monthly mortgage payments |
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The Traveler (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:14 AM Response to Original message |
1. Is this real? n/t |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:27 PM Response to Reply #1 |
14. Could be. The U.S. Treasury opens the fed window for 2% to investment bankers but it remains closed |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-08-08 12:41 PM Response to Reply #14 |
119. .. |
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Lorien (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:14 AM Response to Original message |
2. Link? n/t |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:49 PM Response to Reply #2 |
26. No link. Send to Every repub or democrat opposed to current $1 trilllion giveaway. |
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Eric J in MN (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:15 AM Response to Original message |
3. Link? NT |
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PVnRT (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:15 AM Response to Original message |
4. Link please - whose plan is this? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:29 PM Response to Reply #4 |
15. Could be Our Plan if we demand it now. 'We' now own Fannie/Freddie and it's about time this |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:25 PM Response to Reply #15 |
65. ..p |
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madrchsod (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:16 AM Response to Original message |
5. ya right..the real hud plan goes into effect oct1 |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:39 PM Response to Reply #5 |
20. HUD plans are moronic. Require new appraisals, new credit checks, virtually no one qualifies. |
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flvegan (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:16 AM Response to Original message |
6. Whoa! What plan is this? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:31 PM Response to Reply #6 |
16. Should be Our Plan. The 'We The People Plan'. Now. Pass it on. |
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pimpbot (770 posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:16 AM Response to Original message |
7. I would hope not |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:35 PM Response to Reply #7 |
19. Why not? Average length of time for U.S. homeowner before sale/6 yrs. |
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Stinky The Clown (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:17 AM Response to Original message |
8. Dude ........ |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 02:48 PM Response to Reply #8 |
79. ... |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 10:38 PM Response to Reply #79 |
100. nn |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 01:45 PM Response to Reply #100 |
112. .. |
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leftofcool (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:18 AM Response to Original message |
9. Gee, where was this plan when I still owed money on my home? |
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ContinentalOp (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:19 AM Response to Reply #9 |
11. This plan isn't real. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:43 PM Response to Reply #11 |
23. Wrong. There will be no cash out feature to the plan. Existing only & refi bal. only. |
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anigbrowl (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:06 PM Response to Reply #23 |
58. Well, I guess that nicely fucks everyone who rented and didn't take on debt they couldn't afford |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:17 PM Response to Reply #58 |
62. ??? |
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ContinentalOp (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:18 AM Response to Original message |
10. Uh... where do I sign? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:46 PM Response to Reply #10 |
24. We've open the fed window (Taxpayers window) for 2% to investment banks. Why not 3% to save |
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ThomWV (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:21 AM Response to Original message |
12. And where, pray tell, will the money come from to refinance all of these mortgages? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:51 PM Response to Reply #12 |
27. Same place the $700 billion bailout $$$$ comes from. The Fed's Magic Money Machine. |
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Kittycat (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:34 AM Response to Original message |
13. I need a link on this. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:41 PM Response to Reply #13 |
22. I have the exact loan 30 yr./5.875, into it 2 years. I've been in real estate brokerage, licensed |
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marlakay (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 08:47 PM Response to Reply #13 |
84. I have a 5.75% loan for 15 yrs |
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Crabby Appleton (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:32 PM Response to Original message |
17. Bullshit |
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Roland99 (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:33 PM Response to Original message |
18. 50-year notes? Welcome to Japan. |
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fla nocount (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:41 PM Response to Original message |
21. Link, pl.s n/t |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:48 PM Response to Reply #21 |
25. No link. Send this to every financial news desk you know and, of course, your representatives. |
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fla nocount (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 01:02 PM Response to Reply #25 |
30. Darn. I just send them my idea to reinstate FDR's New Deal |
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LibraLiz1973 (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:51 PM Response to Original message |
28. There is NO LINK to this because this is the OP's idea |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 12:58 PM Response to Reply #28 |
29. I neither know or care what 'op' is. UR right it's not 'a horrible idea' it's an amazing solution. |
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LWolf (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 08:18 PM Response to Reply #29 |
53. "OP" = original post. |
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Raksha (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 01:06 PM Response to Original message |
31. Is this a serious proposal? |
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Raksha (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 01:14 PM Response to Original message |
32. K & R |
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librechik (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 01:26 PM Response to Original message |
33. if it helps "people" we know the Pukkkes will vote against it. |
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Dr Fate (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 01:35 PM Response to Original message |
34. Reduction? What about a full on bail out, like they are giving the millionare bankers? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 04:54 PM Response to Reply #34 |
41. You're exactly right in that there has to be non-mortgage help, also. Perhaps a suspension |
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LWolf (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 08:17 PM Response to Reply #34 |
52. While you are at it, |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:03 PM Response to Reply #52 |
56. Extending help to those who need it most would be a cornerstone to this. |
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renate (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 01:39 PM Response to Original message |
35. I do hope people are thinking creatively about the next bailout plan, so I gave it an R |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 04:50 PM Response to Reply #35 |
40. Thanks. |
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smiley_glad_hands (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 03:01 PM Response to Original message |
36. If this isn't real, then you effing suck. eom |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 04:48 PM Response to Reply #36 |
39. Thanks for the intelligent & helpful comment. |
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smiley_glad_hands (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 05:03 PM Response to Reply #39 |
43. Thanks for the ruse. eom |
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pokerfan (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 03:08 PM Response to Original message |
37. Why not make it 1% for a hundred years? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 04:46 PM Response to Reply #37 |
38. 5 yr. treasuries are 3.12% and 30 yr. treasuries are 4.12%. 3% 50yr. are reasonable as they |
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Geek_Girl (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 04:55 PM Response to Original message |
42. that would be nice to see |
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Matariki (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 05:12 PM Response to Original message |
44. That would be a smart solution if it's real. |
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marshall (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 05:14 PM Response to Original message |
45. A 50 year mortgage? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 05:56 PM Response to Reply #45 |
47. Historically no. Average length of time in one's residence is 6 years. |
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ProgressiveEconomist (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 05:14 PM Response to Original message |
46. Unintended consequences of 50-yr mortgages: There's a good reason 30 years is |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 06:02 PM Response to Reply #46 |
48. The premise of staying in the same home for 5o years is wrong. Average time is 6 years in U.S. |
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AntiFascist (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 06:35 PM Response to Original message |
49. This would be a good idea as long as... |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 07:56 PM Response to Reply #49 |
50. Absolutely. This would be a 'by the people ...for the people' program. |
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LWolf (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 08:15 PM Response to Original message |
51. Hmmm.... |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:01 PM Response to Reply #51 |
55. A $200K 5.875% for 30 yrs. $1,180/mo....$200K 3% 50 yr. $644/mo. |
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LWolf (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:23 PM Response to Reply #55 |
80. According to your math, |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 08:43 PM Response to Reply #80 |
81. I've also been a VA appraiser. An 85 year old can/could get this 50 yr. mortgage. |
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LWolf (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 07:42 AM Response to Reply #81 |
106. That's good, |
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davidthegnome (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 08:57 PM Response to Original message |
54. It's a good plan, but.... |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:08 PM Response to Reply #54 |
59. Thanks for the post. I think it's 99% hopeless. I started it because I, too, have no representation |
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davidthegnome (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 01:07 AM Response to Reply #59 |
68. And I have to admire |
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dailykoff (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:03 PM Response to Original message |
57. No it doesn't and why are you pretending it does? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:15 PM Response to Reply #57 |
60. This is how it starts. Pushing a good idea any way possible...v. |
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Name removed (0 posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:16 PM Response to Reply #60 |
61. Deleted message |
polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:21 PM Response to Reply #61 |
63. . |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:24 PM Response to Reply #63 |
64. .. |
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Truth2Tell (1000+ posts) Send PM | Profile | Ignore | Tue Sep-30-08 11:35 PM Response to Original message |
66. A hearty recommend for common sense. |
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ashleigh4dem (24 posts) Send PM | Profile | Ignore | Wed Oct-01-08 12:21 AM Response to Original message |
67. If this plan is for real, |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:04 AM Response to Reply #67 |
69. You would have the option to convert. YOUR option. |
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El Pinko (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:10 AM Response to Original message |
70. The people in trouble are in 30 yr. mortgages, not 15-year ones. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:22 AM Response to Reply #70 |
71. One must take the view of the entire country's needs. In my area $339K gets a 20 yr. old 780 s.f. |
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El Pinko (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:28 AM Response to Reply #71 |
72. The fact that real estate is overpriced in your area doesn't make me any more eager to prop it up. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:36 AM Response to Reply #72 |
73. I've been a licensed real estate appraiser for 22 years. It's not overpriced at all. Just attempting |
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El Pinko (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:41 AM Response to Reply #73 |
74. Of course it is- the fact that you are in the RE industry makes you biased and blind. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:46 AM Response to Reply #74 |
75. Your anger is not a solution. You need to point out problems with my plan, not rant. |
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El Pinko (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 07:53 AM Response to Reply #75 |
76. I've hardly "ranted", and I have pointed out your plan's weaknesses. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 08:05 AM Response to Reply #76 |
77. #1- The average homeowner stays in a home for 6 years (the 'death' analogy is not understandable) |
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El Pinko (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 08:11 AM Response to Reply #77 |
78. I'm not saying they would have to let renters buy the places they are renting. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 08:45 PM Response to Reply #78 |
82. TV sellers support this if that is your question. |
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midnight armadillo (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 10:51 PM Response to Reply #74 |
102. About option ARMs |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 08:54 AM Response to Reply #102 |
109. $500 billion to $750 billion, 55% in California. The Wave Cometh!! |
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ContinentalOp (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 08:46 PM Response to Original message |
83. Why hasn't the trollish headline in the O.P. been changed yet? This is irresponsible -nt- |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:28 PM Response to Reply #83 |
89. What was the ??? |
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dailykoff (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 01:03 AM Response to Reply #83 |
104. I alerted and they just deleted my post. |
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Booster (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:06 PM Response to Original message |
85. I don't think I'll ever open another one of your threads again. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:29 PM Response to Reply #85 |
90. I am trying to effect change and I need your help. |
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DS1 (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:08 PM Response to Original message |
86. That would piss me off soo fucking much |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:31 PM Response to Reply #86 |
91. To stabilize the housing market and make your future dreams possible. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:49 PM Response to Reply #91 |
96. ... |
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DS1 (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 10:23 PM Response to Reply #96 |
98. Screw that! |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 10:41 PM Response to Reply #98 |
101. READ the plan. You're paying for nothing. After Fannie/Freddie were nationalized you're |
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girl gone mad (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:08 PM Response to Original message |
87. Now we are Japan. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:32 PM Response to Reply #87 |
92. The avg. time in a residence owner is 6 yrs. This advances the homeowner possibility exponentially!! |
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eowyn_of_rohan (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:11 PM Response to Original message |
88. What are the loopholes? |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:34 PM Response to Reply #88 |
94. None. Available to EVERY homeowner. Reduces monthly mrtg. by 50%. By the people for the people. |
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eowyn_of_rohan (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 01:01 AM Response to Reply #94 |
103. oh - i see- this is fantasy land |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 08:50 AM Response to Reply #103 |
107. Thanks. It's cheaper than the alternatives and it helps ALL homeowners. |
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Kurt_and_Hunter (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:32 PM Response to Original message |
93. There's probably a reason there's no link in the OP |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 09:35 PM Response to Reply #93 |
95. Join the revolution now!! Ask YOUR Senator/Rep. about this. |
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dailykoff (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 01:04 AM Response to Reply #93 |
105. Yes, it's a lie. Welcome to the astroturf. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 11:14 AM Response to Reply #105 |
111. . |
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Waiting For Everyman (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 10:04 PM Response to Original message |
97. polpilot, I agree 100s%. This is the logical thing to do and would HELP a LOT and FAST. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-01-08 10:36 PM Response to Reply #97 |
99. Thanks so much for your post. This plan resolves nearly 100% of the U.S. housing problem. |
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Land Shark (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 08:52 AM Response to Original message |
108. A great carrot to SACK the american govt with all the bad loans nt |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Thu Oct-02-08 09:26 AM Response to Reply #108 |
110. No. We ALREADY have these loans as we ARE Fannie/Freddie now. We're just |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Tue Oct-07-08 01:04 PM Response to Reply #110 |
113. .. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-08-08 07:40 AM Response to Original message |
114. McCain was close to the solution last night (The 350 Plan/3% 50 yr. fixed for ALL U.S. citizens) |
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Waiting For Everyman (1000+ posts) Send PM | Profile | Ignore | Wed Oct-08-08 07:55 AM Response to Original message |
115. It's the only answer that will work. Reject it - there's none at all. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-08-08 08:12 AM Response to Reply #115 |
117. The cost, implemented 45 days, of the 3% 50 yr. fixed plan, would have been FREE...based on the |
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MilesColtrane (1000+ posts) Send PM | Profile | Ignore | Wed Oct-08-08 08:09 AM Response to Original message |
116. ...oh....and a pony, too. |
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polpilot (1000+ posts) Send PM | Profile | Ignore | Wed Oct-08-08 08:19 AM Response to Reply #116 |
118. I'm accustomed to only economic jackasses..a pony would be nice!!! |
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