from October 29, 2009
pt. 2
www.youtube.com/watch?v=0i5d96blCeY
pt. 3
www.youtube.com/watch?v=R23rGE-klvk
some key aspects of the major healthcare bills proposals in congress:
PROS:
- insurance companies can't deny people with pre-existing conditions
- can't deny coverage of maternal care to pregnant women
- mandates cover more people, at least in theory
CONS:
- mandates force you to buy a defective middle-man product, or pay a penalty. something Obama promised he would never support.
- premiums, deductibles and co-pays will remain high or go up, despite the subsidies. Dr. Oliver Fein of PNHP (Physicians for a National Healthcare Program) calls them 'swiss-cheese policies' that carry high deductibles before going into effect, plus high co-pays that burden you with high out-of-pocket expenses. so if you don't happen to have the money to pay for that big deductible then YOU'RE SCREWED!
- the subsidies appear to be too small in relation to the living expenses of the average family
- the term 'public option' itself is a misnomer, as only a limited few will be able to use it. if you are not happy with your current private health insurance plan, you are out of luck becaue you are stuck with it. no public option for you! this so-called public option will offer no competition to the private health insurance industry...the CBO estimates only 10 million will sign up for it.
- though insurance companies will have to accept customers with pre-existing conditions, they will probably find a way to jack up the rates for these customers.
- the Kucinich amendment was recently stripped out of the House bill by the House leadership. so that's just another bad sign on top of a pile of bad. one of the few good things in the healthcare bill has been killed.
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feel free to add to the list.
from what I gather the positives seem pretty flimsy. at the moment it appears to be a choice between bad and worse (the House version vs. the Senate version). could the situation improve before the final vote? possibly, but at this late stage what are the chances of that happening? is there a silver lining in this mess? because I don't see it.