anyone here have any experience with Aflac insurance??

[Saphire]

the sales guy for them just left our office, and to tell the truth, it sounds to good to be true. My dad always told me if it sounds to good........... Just wondering if anyone here had any feedback they could give me?

[proud2BlibKansan]

1. They didn't pay my claim

so I dropped them.

[Oceansaway]

2. .

my aunt dropped them too for not paying a claim....your papa gave you good advice....

[Debau2005]

3. I had the accident policy at a previous job.

I severely sprained my ankle and needed a brace and 6 weeks of physical therapy. They paid the part that my medical didn't pay, and I got a nice check for injuring a "covered" limb. You also get a little check every year if you have regular medical checkups, like an eye dr, routine gyn visits, etc.

I had no issues with them and would still have them if I had not change companies.

[CabalPowered]

4. I've heard good and bad but from a professional standpoint..

I hate them. They come into our office about every other month with a new sales rep and without an appointment. I let them in and then tell them how much I dislike drop-in solicitations. Everytime they argue and I ask them to leave.

[Schema Thing]

5. Curious myself (n/t)

[JackintheGreen]

6. They paid mine

But it took friggin' FOREVER!

It sounds too good to be true because the erect so many barriers in front of claimants that many probably give up. It's not worth it for a minor injury, but if you land in the hospital with broken bones and are willing to spend several hours and many FAXes jumping through hoops, then you can get a pretty tidy pay-out.

If you don't have that kind of patience (and it nearly killed mine) save yourself the $23/month (well, that's what it was for me anyway) and put it in a high yield something. It'll probably amount to the same thing and if you're never in a accident you haven't "lost" the money.

[tularetom]

7. My duaghter in law sells it

and speaks very highly of the company in terms of responsiveness etc. She's an independent agent and represents a number of insurers and she's quite honest about which ones are good and which ones suck. Why do I know this? She was watching TV with us over the weekend when one of their duck ads came on. When I commented on the ad she told me the company was excellent even if the ad wasn't.

[Hoping4Change]

8. Perhaps this website will be helpful.

The Consumer World website is created by Edgar Dworsky, (a.k.a. "MrConsumer"), a consumer advocate/educator and an attorney.






http://www.consumerworld.org/cgi-bin/htmsrch4.cgi

[pooja]

9. Depends on how old you are... If you are younger go with AIG..

They are cheaper. As you age AFLAC becomes cheaper. Accident and cancer one are good one's to get. These 2 could have major financial implications if it occurs. Also, what company pays you $75.oo to get a pap smear. Awesome.. almost worth the trip.

[TlalocW]

10. Their duck bit me

Then turned me into a newt.

(I got better)

TlalocW

[Parche]

11. aflac

I think he is a bad actor, and I think there is something going on between him and Matt Damon

[seabeyond]

12. i have dental. sold hubby on it dentist laughs at it

covers some, have to wait before illegible for a lot of it. haven't had long enough to know how good they are.