What';s your strategy?

[Sammy Pepys]

What kind of investments do you like and what concentrations do you hold them in?

How often do you re-balance?

What are you too heavy in? What do you need more of?

Don't have to be terribly specific or anything, just curious...thanks!

[REP]

1. Strategy? What's That?

I'm such a small-time investor I have a simple strategy: invest in companies/industries I know and only amounts I don't need liquid for at least a year (or get free stock and hold it until it splits; I really did this!). I don't know if this is really a strategy but I'm getting the thumbs-up from a big-time investor when I discussed my positions and plans with him.

What do I need more of? Sure things that will increase many times in value!

[MsTryska]

2. I'm pretty small time too....

but I tend to invest for the long term, so i can take advantage of DRP, and compounding.


Basically my strategy is to buy stable, dividend paying stocks when they are undervalued relative to the market as a whole.

I look at P/E, P/B, and Dividend Yield. i guess i'm a big fan of fundamentals.

I also make sure that the companies that get siphoned off after fundamentals are then companies that ethically i feel comfortable investing in.

[trof]

3. Only buy solid blue chip preferreds that pay quarterly dividends.

I'm retired and don't take much risk any more.
I get most of my info here:
http://www.quantumonline.com/Index.cfm

You have to register, but it's free.
There's a LOT of info, so it can take a while to download, even with broad band.
Good luck.

[truebrit71]

4. I only invest in "green/socially responsible" mutual funds...

...a little every month, quietly socking it away...Playing with individual stocks takes too much research, and quite frankly even if you do the legwork it doesn't necessarily pan out...Mutual funds offer you the ability to invest smaller amounts over a longer period of time, helping to reduce worries about short-term market volatility, and taking advantage of dollar cost averaging.

An example of some 'green/socially responsible' funds are Winslow Green Growth Fund, PaxWorld Funds, Ariel Funds...

Plus, I feel better that I am not investing in oil, weapons, tobacco companies etc....

[LSK]

5. paying down my mortgage

I add an extra $200 a month to my principle with every mortgage payment. Next year I will probably raise it to $300.

[MemphisTiger]

7. That's a good idea

You might consider paying an extra payment, all principle, twice a year. Run an amortization spreadsheet, it really reduces your loan time if you can stick to it.

[DrDan]

6. CDs

I do hold some large cap through my 401K, employee purchase and some old purchases.

But, I do not trust the stock market right now - and haven't for the past 5 years. I think it is artifically being buoyed up to make the economy look good. But, it is a poor measure of the economy as it reflect only investor activity.

But - strictly conservative holdings for me right now and for the next couple of years until this felonious adminstration is locked up.