http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=364x1271773Here are the #'s:
The Three Credit Bureaus
Equifax, 800-525-6285, TDD 800-255-0056, www.equifax.com <
http://www.equifax.com/ > ;
Experian, 888-397-3742, TDD 800-972-0322, www.experian.com <
http://www.experian.com/ > ;
TransUnion, 800-680-7289, TDD 877-553-7803, www.transunion.com <
http://www.transunion.com/ > .
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=364x1274144I just called Equifax and pounded out to a human before setting this up via their automated menu. Here is the poop:
you can either PURCHASE a monitoring service at 50% off (because of the Vet theft) which is around $60. Basically that will alert them if you use any credit cards over $200, activate new cards, apply for credit, etc...
in any of the above cases you would get a phone call making sure you are you. (REAL pain if you ask me)
the FREE service lasts for 90 days. if anyone (including YOU) tries to apply for new credit it would be flagged. they will also extend this service to the other 2 bureaus so one call gets you covered for all 3 for 90 days at no cost.
IMPORTANT: if you DO need to apply for new credit within the next 90 days MAKE SURE YOU TELL THE PERSON YOU ARE APPLYING WITH THAT THERE IS A FRAUD MONITOR IN PLACE OR THEY WILL LIKELY REJECT YOU!
if you tell them when you apply, and the reason, you will simply need to supply more info to them.
again, pain in the ass but do it to protect yourselves as the alternative could ruin you!
if you call the 800 # listed in my first thread, option 1 will get you fraud monitoring services using your touch tone phone.
good luck Vets!