A CENTRIST HOUSE HEALTH-CARE BILL?
From NBC's Doug Adams
June 9, 2009
Health care reform debate -- which has been worked on mostly behind closed doors until this point -- has hit the floor and the public today.
Earlier today, House Democrats released an outline of their bill. (Forgive the jargon, but it's called the "House Tri-Committee bill" because three House committees with jurisdiction over healthcare have been working on it.)
The surprising thing about the House Dems version is that it appears much more moderate than people expected, and it seems to reflect the concerns of Blue Dog Democrats and moderates who have big problems with a Medicare-like public plan.
The House Dems version does have a public/government option, but it's not a Medicare-like plan favored by liberals like Ted Kennedy. Instead, the bill will have a "public health insurance option that's self-sustaining and competes on a level field with private insurers."
http://firstread.msnbc.msn.com/archive/2009/06/09/1958207.aspx------------------------------------
House Releases Their Health Reform Starting Point
by DrSteveB
Daily Kos
June 9, 2009
Today the House released a public document called "Key Features of the Tri-Committee Health Reform Draft Proposal in the U.S. House of Representatives" (.PDF). I have included the full unedited text below. It is of course full of jargonese and code words.
It is also pretty sucky (that too is a code word) as a starting point (being a pessimist I tend to believe it will get weakened, not strengthened as they move forward), even by public option standards, to say nothing of single payer: It uses the "self-sustaining" and "level playing field" language that is code for being pre-crippled to not compete with the private for-profit insurance companies. In the insurance market reforms, the "guaranteed issue" and "community rating" language is also weaker than it could be.
Press Release
FOR IMMEDIATE RELEASE
Ways and Means Contact: Matthew Beck (202) 225-8933
Energy and Commerce Contact: Karen Lightfoot (202) 225-2927
Education and Labor Contact: Rachel Racusen (202) 225-0853
June 9, 2009
House Committees Brief Members on Draft Health Reform Outline
Effort will reduce costs, protect current coverage and preserve choice to ensure affordable, quality care for all
WASHINGTON, DC Today, leaders of the Committees with jurisdiction over health policy briefed members of the House Democratic Caucus on the current framework and timing of health reform efforts in the House of Representatives. The discussion, led by Ways and Means Committee Chairman Charles B. Rangel (D-NY), Energy and Commerce Committee Chairman Henry Waxman (D-CA), and Education and Labor Committee Chairman George Miller (D-CA), focused on the key principles of reducing health care costs, protecting current coverage and preserving choice for patients to ensure affordable, quality care for all.
The three Chairmen released the following joint statement on their efforts to develop health reform legislation:
"Our Committees are working as one to develop a uniquely-American solution to the health care crisis that is endangering the financial security of individuals and businesses. This solution will fulfill President Obama's commitment to provide quality, affordable health care for all. This framework will build upon what works by ensuring that patients can keep their health coverage if they like it, preserve patients choice and reduce costs. We will also fix what is broken through marketplace reforms, sliding scale credits to make coverage more affordable, and provisions to combat waste, fraud and abuse, strengthen Medicare and Medicaid, and invest in the health care workforce and public health. By improving the current system and offering a public health insurance option to promote honest competition with private insurance plans, we will provide individuals and small businesses with better, more affordable choices.
"We will continue to seek input and work closely with our colleagues, outside stakeholders, and the Administration and are on track to introduce legislation shortly. We anticipate Committee action on health reform in the coming weeks, with legislation on the House Floor prior to the August district work period. Reforming Americas health care system is critical to our countrys long-term economic recovery and long-term fiscal health. We are confident that we will achieve reform that will give Americans peace of mind and return our great nation to a path of prosperity for generations to come."
UNITED STATES CONGRESS
Prepared by the House Committees on Ways and Means, Energy and Commerce, and Education and Labor
Key Features of the Tri-Committee Health Reform Draft Proposal in the U.S. House of Representatives
June 9, 2009
President Obamas Commitment:
The Tri-Committee bill fulfills the Presidents commitment to health care reform via legislation that:
Reduces costs;
Protects current coverage and preserves choice of doctors, hospitals and health plans; and
Ensures affordable, quality health care for all.
Plan Overview:
Maintains the ability for people to keep what they have and minimizes disruption;
Invests in health care workforce to improve access to primary care;
Invests in prevention and public health programs;
Creates a new national health Exchange that permits States the option of developing a State or regional exchange in lieu of the national Exchange;
Establishes shared responsibility among individuals, employers, and government;
Offers sliding scale credits to ensure affordability for low and middle-income individuals and families;
Jump starts health care delivery system reforms to reduce costs, maintain fiscal sustainability, and improve quality; and
Expands authority to prevent waste, fraud and abuse.
Workforce Investments:
Expands the National Health Service Corps;
Boosts training of primary care doctors and expands pipeline of individuals going into health professions, including primary care, nursing and public health;
Supports workforce diversity efforts; and
Expands scholarships and loans for individuals in needed professions and shortage areas.
Prevention and Wellness:
Expands Community Health Centers;
Waives cost-sharing for preventive services in benefit packages;
Creates community-based programs to deliver prevention and wellness services;
Targets community-based programs and new data collection efforts to better identify and address racial, ethnic and other health disparities; and
Strengthens state, local, tribal and territorial public health departments and programs.
Insurance Market Reforms:
Ensures availability of coverage by prohibiting insurers from excluding pre-existing conditions or engaging in other discriminatory practices;
Prohibits rating based on gender, health status, or occupation and strictly limits premium variation based on age;
Establishes a new Health Insurance Exchange to create a transparent marketplace for individuals and small employers to comparison shop among private insurers and a new public health insurance option; and
Introduces administrative simplification and standardization to reduce administrative costs across all plans and providers.
Ensuring Affordability and Access:
Includes sliding scale affordability credits in the Exchange to support individuals and families with incomes between Medicaid eligibility levels and 400% of the federal poverty level (FPL); (NOTE: The average cost of family coverage today is 14% of a familys income at 400% of poverty.)
Expands Medicaid for the most vulnerable, low-income populations and improves payment rates to enhance access to primary care under Medicaid; and
Caps total out-of-pocket spending in all new policies to prevent bankruptcies from medical expenses.
Public Health Insurance Option:
Enhances transparency and accountability by creating a new public health insurance option within the Exchange to offer choice and ensure competition;
The public health insurance option is self-sustaining and competes on "level field" with private insurers in the Exchange; and
When individuals "enter" the Exchange, whether on their own or as employees of a business that is purchasing in the Exchange, they are free to choose among available public and private options.
Benefits:
Independent public/private advisory committee recommends benefit packages based on standards set in statute;
Guarantees choice and fair, transparent competition by creating various levels of standardized benefits and cost-sharing arrangements, with additional benefits available in higher-cost plans; and
Phases-in requirements relating to benefit and quality standards for employer plans.
Shared Responsibility:
Once market reforms and affordability credits are in effect to ensure access and affordability, individuals are responsible for having health insurance with an exception in cases of hardship;
Employers choose between providing coverage for their workers or contributing funds on behalf of their uncovered workers;
Government is responsible for ensuring affordability of insurance through new affordability credits, insurance market and delivery system reforms and oversight of insurance companies; and
Protects small businesses by exempting small low-wage firms and providing a new small business tax credit for firms providing health coverage.
Reforming the Health Care Delivery System and Ensuring Sustainability:
Uses federal health programs (Medicare, Medicaid and the new public health insurance option) to reward high quality, efficient care, and reduce disparities;
Adopts innovative payment approaches and promotes better coordinated care in Medicare and the new public option through programs such as accountable care organizations; and
Attacks the high rate of cost growth to generate savings for reform and fiscal sustainability, including a program in Medicare to reduce preventable hospital readmissions.
Modernizing, Improving and Preserving Medicare:
Replaces the currently flawed Sustainable Growth Rate (SGR) formula that determines physician pay rates in Medicare;
Increases reimbursement for primary care providers, improves the Part D program, and implements many other MedPAC recommendations;
Extends solvency by eliminating overpayments to Medicare Advantage plans, and refining payment rates for certain services;
Creates new consumer protections for Medicare Advantage beneficiaries;
Improves low-income subsidy programs to ensure Medicare is truly affordable and accessible for those with lower incomes; and
Eliminates cost-sharing for all preventive services.
http://www.dailykos.com/storyonly/2009/6/9/740501/-House-Releases-Their-Health-Reform-Starting-Point------------------------
Well, this proposal may pretty much kill any chance of a meaningful public option. Competing on a level playing field with insurance companies means the insurance rates will be the same and the public plan will not be able to set prices for health providers like Medicare. Plus setting up State exchanges to buy insurance will further cripple the public option. Why would anyone want the public plan if it's not cheaper and better?
That's my take on it. What do you think?