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I am self employed (currently unemployed) computer scientist. I used to have insurance until I was diagnosed with WPW (genetic defect). I had corrective heart surgery which cost my insurance company (my first claim ever in over 20+ years) about $25,000. Within 8 weeks of my surgery, they dropped me from their insurance rolls, stating that they were "realigning" their patient profiles. After that, the cheapest insurance carrier I could find wanted $900/month with a $10,000 deductible, and that wouldn't cover any future operations related to WPW. I check around now and again to see if things have changed. They haven't. I will likely never have insurance again. Even if I joined a large corporation, the coverage is limited for as long as one year, and even after that will not cover future heart surgeries related to WPW (pre-existing condition).
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