You say you will break even in about 4 years and that you have run the system for 2 years, meaning 5 years at full output. You also indicate that your system is 3kw, and presumably, as is the practice in the solar industry, you are referring to "peak" power, and not average power. Six years at full use, 3 kw times 86400 seconds per day and 365.25 days per year, would be about 160,000 kw-hr of electricity, but since night, weather, and less than ideal angles with the sun are a regular feature, the figures I have seen, even in Arizona suggest 25% capacity utilization. This suggests about 40,000 kw hrs produced over six years. You ran half the system for 1 year, suggesting that you obtained roughly an additional 3,000 kw hours in this time, meaning that you have generated 43,000 kw-hrs of electricity.
For the years 2000-2006, a six year period, electricity in Arizona, according to the EIA, averaged 8.45 cents kw-hr.
http://www.eia.doe.gov/cneaf/electricity/st_profiles/sept08az.xlsThis suggests that your system cost you $3,610.
Correct?
From these numbers, since you say that all of your electricity will be "free" after 4 years, is that this system produces all of the electricity you use, probably using the grid as a battery, i.e. net metering. (A battery system would add even more cost.)
This suggests that your continuous average power consumption is 750 watts.
How close are these figures to your experience?