I have one credit card. 0 balance. Why is the SAME company pre-approving me for a SECOND one?

[Deja Q]

Only this time, 12 months at 0% APR?

[BOSSHOG]

1. If you don't have one

by a shredder and put it to use with anything you get from any credit card company. Maintain one that you are happy with and keep a weary eye on any activity on it (by you or others.)

[Pierre.Suave]

2. this is good advice

very, very good advice.

[BOSSHOG]

5. We have one in the garage

and we put everything in it that has our name or an account number or any identifiable data on it. I empty it at least twice a week. I am proudly anal when it comes to identity theft and not ODing on plastic.

[Critters2]

3. Because you've never made a late payment on your balance of

$0.00. That's all the computer knows.

[Wcross]

4. I cancelled one I hadn't used for two years- I went through hell to do it!

The guy kept asking me "what it would take to keep me as a customer"? I finally had to tell him I had just inherited a million bucks (not true) so I would no longer need credit.