Any last minute suggestions about my insurance policies I'm about to get?

[radwriter0555]

With an auto accident (rear ended, not my fault) and a kick the dog and dislocate the knee trip and fall accident that have laid me up for a combined total of about 6 months out of the last 16 months, and a mortgage, properties and a kid to support, I figure it's time to get a reasonable package of insurance coverage. ***sigh***

So I'm getting $250,000 for a 20 year term life... and Cancer, disability and accident that starts paying the moment either of us are sidelined.

I already have health and home and car. Heck I'm insured up the wazoo.

The package for the term and get sick and injured will be about $80 a month... does that sound reasonable?

Any suggestions?

[ewagner]

1. Not bad

Hope you shopped around, but the whole package looks pretty good.

Is that "level term" for 20 years?

[radwriter0555]

2. Yeah, the price stays the same... and I can pay it in a different

combo of payments... monthly, quarterly, annually, etc.

I like that the cancer one pays me to go get the girlie crap done every year... definitely an incentive.

[ewagner]

3. Sounds like you got a pretty good deal.

good thinking and smart move!

[radwriter0555]

4. Dang something grown up and mature. Good heaven's what has HAPPENED

to me?????

This is getting WAY too boring.

[SoCalDem]

5. Only one thing to add here

When the 20 yrs run out, how old will you be?? THAT will most likely be when you will NEED/WANT it the most, and the "medical baggage combined with age" will make it very pricey :(..
We found that out the hard way..