Soooooo...someone got my credit card info and...

[maveric]

actually made a physical plastic card. The bank called me to ask if I authorized a payment of just over $400.00. In JAPAN! I've never been to Japan,I told them. So they closed my account right then and there and credited me the amount.
I went to my bank to ask for a regular bank ATM, and while explaining the situation a lady at the next window piped in and told me that someone did that to he and charged up $1100.00 on a fake card with her number,in BULGARIA?
Has anyone here had this happen to them?
It sucks not having my VISA checkcard.

[photogirl12]

1. A friend of mine had something like that happen

She would pay all of her bills online. One of the sites wasn't secure (or something like that, it was 5 years ago and I can't remember) and someone was able to get into her bank account. Did some damage too. If I remember correctly they charged $4000 of computer equipment in England.

On a seperate occassion, my store took an order for batteries from someone in London, they gave us a credit card number, we sent them the batteries, and about a week later, we get a letter from the credit card company saying that the person never purchased from us. We never got our money back on that one.

[LibertyLover]

2. Something similar

A few couple of months ago I went to the mail and found a notice from my bank about overdraft charges. I quickly went online and checked the account. Instead of the $1000 I should have had in the bank, it was overdrawn by $500. I looked and found two withdrawals the previous Saturday and Sunday, each for the amount of $761.50 to Wells Fargo. I called Wells Fargo and asked them to check. They couldn't find any record of my name on their files. So I called my bank. They checked and told me that the charges had been made on my husband's bank card. He was down in North Carolina that weekend, but happened to call shortly after that. I confirmed that he still had his bank card, had not made the charges and had not lost the card. Then I called the bank back. All they could do was to cancel my card and issue me a new one. For his card to be canceled and reissued, he had to go to the bank to sign an affidavit swearing that he had not lost his card but that money had been taken from our account. The bank refunded us our money, and canceled the overdraft fees as well. But we were without our check cards for several days. It sucked. The bank figured that it had been done with a phony card or over the internet.

[azmouse]

3. Last year someone fraudulently charged over $800

to our American Express card. The card was canceled and we didn't owe anything but it's still scary to think that idiots are out there that do sh*t like that.

[BarenakedLady]

4. That happened to a lady I know

I guess it happens quite often.

Sorry you are going through that. :hug:

[marzipanni]

5. Several months ago, around Sacramento,

a ring of thieves from Romania were attaching a device to gas station debit card machines to capture numbers. Two teachers at the schools where I worked were ripped off.
http://www.lasd.org/sites/CCB_Internet/NewspaperArticles/ID_Thefts_Arco.htm

I just heard on the news yesterday that now there is a small device which can lift numbers from credit cards from your wallet when it's in your pocket or purse!
I have never used credit cards, because when they were first "invented" my dad had one (an offer from the credit company) prestamped with his first and middle initials and last name, stolen from our mailbox. Eventually a bill arrived, and some fool had made up a new first name beginning with the same letter. My dad figured out what had happened and reported it . I always thought this system lacked security, but I don't have to worry about it.

[eyesroll]

6. My credit card went to Mexico without me.

To the tune of $900 -- I got it straightened out but it was a mess (and I had to correct each and every auto-pay account connected to that card).

[maveric]

7. My bank credited me the said amount immediately.

Now I asked if this was done by something I bought online and she said no. It was an actual/physical scan from a VISA card in some Japanese city. So they can make the cards with the magnetic strip too?
Scary!

[Gormy Cuss]

10. They can and do.

The cards are used for a short period of time for the high $$$ purchases then discarded.
Most major CC companies use place and volume of purchase alogrithms to ferret out phonies with domestic purchases -- perhaps that's why international fraud is on the rise.

[wildhorses]

8. that so totally SUCKS--

my Mom is going through some of same shit--she pays her bills online

[caty]

9. I still pay my bills the old fashioned way....

check, envelope, and stamp. I know that most companies would like us to pay online, but I never will. I just don't trust it.

[AngryAmish]

11. Someone bought train tickets in England with my stuff.