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I was looking at trading in my car for a better one and was at a local Lithia dealership. I signed a paper, I thought, authorizing the dealership/banks to look at my credit report for this ONE car I was going to buy. Unfortunately, the car was sold and I started looking at two other cars. Next thing I know is I get a letter from Bank of America denying credit for the original car. I accidentally lost the letter, so I don't remember much besides the fact I was denied credit, which was fine, because I wasn't going to trade in my car anyways. My concern is the paper I signed was for a car I never had a chance of getting because it was sold, so I think they used that paper to get credit for another car.
What should I do? I have tried emailing the finance manager at the local Lithia, and he has not replied to my message. Should I go into the dealership (or call) and ask for clarification on what happened? Where could I find the laws regarding checking credit reports without authorization for the state of Idaho?
Thank you so much,
Jessica
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