What's a Good Credit Score?

[Jack_Dawson]

Just wondering.

[Renew Deal]

1. 700 or better

IIRC

[Jack_Dawson]

2. So 756 is decent?

I think it used to be 800. I'm obviously doing something wrong.

[Renew Deal]

4. You're probably not doing anything wrong.

There are a lot of factors. Have you had any late payments?

756 should be excellent. I think 800 is perfect.

[durablend]

6. 850 is "perfect"

And next to impossible to get.

Anything above 720 is usually good enough to get you the best rates with most lenders.

[goodboy]

3. I really screwed my credit up when I was in college ('98) and although

it's all paid off, I still have a low beacon...WTF do I have to do, to get it back up to where banks won't laugh at me when I need a loan?

[Digit]

5. You will have to look at each creditor

Call a banker or mortgage company and ask them to explain.
Do you have something on there which is not yours?

[goodboy]

7. boy do I wish...it's all mine.

[loudestchick]

8. I wouldn't know...and I'm unlikely to have a good one EVER!