Reply #175: We have other deductions. And our income has been lowered. [View All]

[CTyankee]

For instance, we are in a more expensive health care plan now for our Medicare supplemental so we are saving our receipts on every single medical/dental expenditure. We have no debt, except for the mortgage. We live pretty frugally, which is not a hardship, just what we do to remain in good shape. We are both volunteers and are adding up our expenses there. Every bit helps.