I think whoever came up with "pre-existing conditions" should be arrested and charged [View All]

[Canuckistanian]

With what, you say? With fraud, embezzlement, mail fraud, extortion, and yes, even manslaughter.

Look, insurance is insurance. Every insurance claim condition should be anticipated and priced accordingly. Insurance companies employ mathematicians and accountants for JUST THAT PURPOSE.

Are you a lead foot driver with lots of accidents? You're charged more. Live in a flood-prone area? Your premiums increase.

But to DENY insurance coverage FOR LIFE because you've had a serious prior claim? That's.... criminal. THERE REALLY IS NO OTHER WAY TO PUT IT.

And yet, most Americans (and America is the ONLY country with such a concept) ACCEPT this as a "reality". I find this bizarre.

Pardon me, but I'm Canadian and I've just heard too many people say "Well, I have a pre-existing condition and there's NOTHING I can do".

If I were American, getting RID of "pre-existing conditions" would be my FIRST FUCKING PRIORITY.

Thank you for listening.