Reply #20: As much as I loathe credit cards, the fact of the matter is that at some point the consumer [View All]

[MadHound]

Has to take responsibility for their own decisions. If you are enough of an idiot to take this course of action, then frankly you shouldn't be allowed out of the house for any reason without supervision.

There is a simple word, called "no", which prevents these sort of things from happening. Practice using it in the privacy of your own home, then go out and use it in real life.