Reply #14: Chase just raised my Amazon Card APR to 24.99% (29.99% for cash advances) [View All]

[CreekDog]

I used to use it for things like gas and whatnot to get the points on Amazon, but with the APR so high, as well as the late fee, along with the weirdly shifting grace periods, I have basically stopped using it since one little mistake (like paying a bill too early!) could land me with a $39 late fee and now much higher finance charges.

Oh and I have 800+ credit scores and rarely carry a balance, although when I go on vacation it might take me 2-3 months to pay it down. Well that won't happen on my Chase card anymore, since my Credit Union is charging 13%.