Reply #11: My husband and I are both self-employed and both have pre-existing conditions. [View All]

[Vinca]

We had to drop insurance 5 years ago when it hit $1200 a month with a $5000 a head deductible. That was before the pre-existing conditions and the last time I checked, a couple of years ago, it didn't sound too promising that anyone would sell us a policy even if we could afford it. That said, if we can't get a public option, I really don't see the point of this whole exercise. If big insurance wanted to clean up its act, it could be done today without government interference. I love the warm and fuzzy ad being run by the health insurance companies that says they want to make "pre-existing conditions" a thing of the past. Well . . . then do it.