Get rid of paid for belongings and use the money to pay down the credit cards?
Look, if we are all going to hell in a handbasket I can promise you a paid for boat is much more valuable than a zero credit card balance. Throw the banks under the bus and trash the hell out of your credit score before you dump a piece of hardware that might actually be of some use to put food on your family.
Sorry, but as someone near the bottom of the US economic ladder I know darn well the banks won't blink twice about throwing my ass under the bus so they can keep their boats.
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