52. I do now but didn't then heh. And with better financing and rebate terms
Payments came out the same as a reliable 10 grand used car heh. But in any case I couldn't finance another car after bankruptcy (or even before). Can't add negative equity to a used car without lowering payments, which I couldn't do without down payment and.... considering that my debt/income ratio is FUCKED no one would loan me the money lol.
I saw so very many people come in to the dealership with that situation. Without a good few thousand dollar down payment we couldn't do anything for them.
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