Reply #65: I am aware of all that, and of course they need to be held accountable. [View All]

[BzaDem]

The way to hold them accountable is lawsuits and criminal prosecutions by state AGs. This is why banks with BAD paperwork (who didn't get the title from the originator, etc) are voluntarily stopping. It isn't out of the kindness of their heart -- it is for self preservation. Every future foreclosure with bad paperwork is a lawsuit or prosecution waiting to happen, especially if high levels provably KNEW in advance the paperwork was bullshit (as they do now) but still foreclose anyway.

A moratorium would hold GOOD banks (credit unions, etc) who did NOTHING wrong accountable for the actions of big banks who ignored laws and committed perjury.