Yes, big insurance can still use rescission to reject your insurance claims! - Huff Po [View All]

[grahamhgreen]

From the Huff Po:

"According to a recent blog post by Ivory, health care companies have found a loophole wherein they can still deny care:

Despite a flurry of news reports that the health care package bans a controversial practice where insurers retroactively cancel the health coverage of patients, the law has not changed. Yes, federal law already outlaws rescission, except in cases where insurers say patients have committed fraud.

But insurers generally are not required to prove that the fraud was committed knowingly, and can revoke coverage retroactively -- saving large sums -- at little risk to themselves. Absent any new disclosure requirements or industry standards governing rescission criteria, insurers will ostensibly continue to be able to exploit the loophole to their advantage.

Have your health insurance claims been denied retroactively? Do you have inside information or insight on about how insurance companies handle rescissions?
Tell us your story or sign up with our Citizen Assignment Desk for updates and volunteer opportunities on this project."

Share your story here: http://huffpostfund.org/stories/pages/help-us-investigate-health-insurance-claims#form


OK, so rescission is still in effect - and they've already started denying that they need to take kids with pre-existing conditions - soon, after the mandate gives them trillions, the reform laws will be rendered meaningless - we must get real reform, expand Medicare, get a public option, kill the mandate, or vote these bums out.