1. I've been using Paypal for a very, very long time and have had
absolutely no problems! I even purchased a set of DVD's for my husband which were around $130 and when I got them, 4 played fine then we started haveing problems. I contacted the seller & paypal. I was advised to send them back and the seller would replace them. The problem was she had to wait for a new order. Paypal gave her 3 weeks to send the new ones and when she didn't get her order, Paypal refunded my money...including shipping!
I don't know anything about the off shoring, and I've been using Paypal since long before Ebay bought them.
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