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Reply #43: just file a bankruptcy [View All]

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judaspriestess Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Sep-05-06 04:49 PM
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43. just file a bankruptcy
believe me you can recover quickly from a BK. If you just stop paying your credit cards then they will become charge-offs and thats is way worse than a bk especially if you ever try to buy a house, the cards will be considered open debt and most mortgage companies will make you pay them off. It also affects your fico score much more. When you bk, your cards get "zeroed" out and you are allowed to start over.
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