Here's a question for ya in these troubled times: [View All]

[dolo amber]

Say you get a loan. For 20G. From a bank. And filled out all the paperwork, answered all the burning questions, gave them your underwear size, blood type, etc. Y'know, the way you have to do things these days... :eyes:

Anyway...

Say you get a loan. For your son and his family, who due to recent financial troubles are unable to get it themselves. Say you get this loan to cover the anticipated loss they're gonna take on selling the house they've owned 6 months and to consolidate some debt.

Now say the house sold for what they owed. Huzzah! Say you decide they won't be needing the loan after all (forgot about the debt, apparently) and thus you decide the best thing to do is to...well, give the loan back.

Now let's assume you're Mr. Right Wing bank manager. (This is purely speculation, ftr.) Let's assume you notice a rather large loan was taken out and repayed in like...3 days. Are you going to report this? Does this smack of some nefarious drugs/weapons/harboring enemy combatants sorta deal? Does this raise a red flag of any type in your mind?

Purely hypothetically, of course. I certainly know no one *cough hedges' dad cough* who would do such a potentially haphazard thing. ;)

I'm not upset at all about not getting the loan, in fact I'm actually happy we don't need it (well, not *that* badly. ;)) I am concerned about the possible aforementioned scenario and if that's WAY out in left field, then I'm concerned this place has given me a permanently welded on :tinfoilhat:.

:D