Reply #52: i'd be happy to pay off what i've actually charged at the interest rate i agreed to [View All]

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when i signed up for the card. if my payment was late, fine, i pay the late fee, as i agreed to do.

but when they use that as an excuse to jack the interest rate to 29.9% on the ENTIRE balance, not just the late portion, and then report to other cards on which i wasn't late that i'm a bad risk, and then my other interest rates go up too, that pisses me off!

i want my record examined, and the balance due adjusted to the conditions on the agreement i signed. i'm happy to pay what i've actually charged.