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[stopbush]

11. The big problem with MFA is that many people who have insurance through their employers

would end up paying a lot more for MFA.

The last 4 jobs I had, my employer paid 100% of my premiums. I could add my family members onto the plan. Sometimes, adding on was prohibitively expensive, so we went a different route.

I am going on Medicare in Sept. I will be paying $135 a month for Parts A &B. I will pay an additional $20 for dental/vision/hearing. Supplemental will cost me $0. So, I will be paying $155 a month. My wife is already on Medicare, paying $155 a month. So, our cost is $310 a month. If the family was on MFA, that would be at least another $310 a month for our two kids, or $620 a month just in premiums. Add to that the fact that the payroll deduction for Medicare would need to increase 400-500% on every working stiff in the country to cover 100% of patients - rather than the current 19% who are covered thru Medicare - and the added costs become very real.

Selling that to people who already have employer-provided insurance is a real challenge.