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Personal Finance and Investing

TreasonousBastard

(43,049 posts)

3. Which insurance co.? Is there a liability claim against the house that burned, or is it the...

Reply to 3Hotdogs (Original post)

Sat Jun 27, 2020, 03:36 PM

Jun 2020

damaged house's company?

If the damaged house's company, they could be looking at deductibles, coinsurance, actual vs replacement value, and just generally trying to screw the policyholder. And different states have different laws and rules.

My advice would be to find a public adjuster to handle the claim. Lawyers sometimes do this, but don't always do it well. If you, or whoever, find a decent firm, it will pay for itself many times over-- in money and less stress.

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Help. Ins. Adjuster problem. [View all] 3Hotdogs Jun 2020 OP

Refuse the offer. TexasTowelie Jun 2020 #1

Get a lawyer. Hurricane Michael proved how Phoenix61 Jun 2020 #2

Which insurance co.? Is there a liability claim against the house that burned, or is it the... TreasonousBastard Jun 2020 #3

Find a way of justifying more than 27K. Have you truly claimed for everything you possibly could? Doodley Jun 2020 #4

If they keep giving you crap, tell them.... lastlib Jun 2020 #5

They always lowball initially to see if you'll take it. Canoe52 Jun 2020 #6

Ask him for his numbers justifying that offer. gibraltar72 Jun 2020 #7