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freshwest

(53,661 posts)
30. First, I didn't go to the website or call. I sought out insurers who were seeking to expand.
Sun Oct 27, 2013, 02:32 AM
Oct 2013

I'm under 65 on Medicare but not Medicaid eligible. I'm no expert. My state's ACA exchange website referred people of all ages to various firms.

I found there were several companies very interested in signing up people of all ages, conditions and also economic circumstances. I did not quality for the Medicaid exchange, but they gave me leads.

Friends helped me find the right insurer or me. The companies that are getting the Medicaid eligible, are also ready to insure others.

I did not go to the ACA website or call anyone. My age did not affect the coverage I was seeking.

Some people who are not Medicare or Medicaid eligible are going with the same companies. Most of the people I know who were attending the open enrollment meetings were seniors, but some were not. That's all I know.

Perhaps someone you know has a good lead for you to use. ACA seems to be subsidized to bring the rates down. There was no talk of subsidy in the meetings I attended.

They stated repeatedly to those on Medicare who would not be paying an additional premium to sign on, was they were not getting a 'freebie.'

Because we paid FICA taxes and pay a monthly premium for Medicare. (That will go to the insurer.) They said that it was an 'entitlement' we had earned because of the tax dollars we paid in for many years.

The ACA itself was not mentioned specifically, but the policies stated up front that there was no lifetime cap nor any denial for any pre-existing health problem. That was enacted by the ACA prior to the exchanges coming online in October.

There is a lot in the ACA that people don't know about - such as the cap being lifted off FICA to fund Social Security. There has been little or no coverage of what good PBO has done with many things. But they are law. And the GOP is still trying to fight progress.

But they lost in the tiny corner of life that is mine, and those I care about.

Don't know if that answers your questions.

That's GREAT! I registered, but couldn't access the site. napi21 Oct 2013 #1
I didn't even go to the website, but live in a blue state. We have a good state website for info. freshwest Oct 2013 #8
Freshwest, I'm not clear on whether you were working through Medicare or not? enough Oct 2013 #43
I didn't either mimi85 Oct 2013 #49
I'm on Medicare A & B. It was all I could afford. I could not the Part D. freshwest Oct 2013 #53
Way to go! silverweb Oct 2013 #2
Thanks! freshwest Oct 2013 #9
Oh my dear freshwest, sheshe2 Oct 2013 #3
Thanks, sweet. My heart feels at ease! freshwest Oct 2013 #10
I cried when I saw your thread, freshwest. sheshe2 Oct 2013 #12
Thanks! The representative kept stressing the words 'affordable care.' You know what that is... freshwest Oct 2013 #17
"The representative kept stressing the words affordable care" sheshe2 Oct 2013 #18
Makes me cry, too! So many will be helped. freshwest Oct 2013 #35
As an Enrolled Medicare Beneficiary Did You Simply Add a Part D Prescription Drug Plan or Move to Indykatie Oct 2013 #4
I went to a new plan that will accept my basic Medicare A & B premium to cover D without a premium. freshwest Oct 2013 #11
That's great! I think of Nancy Pelosi, too, and how hard she worked to help pass this. The Wielding Truth Oct 2013 #5
Keeping hard at the goal, she was, all of them were. Despite death threats, etc. freshwest Oct 2013 #13
Congratulations! Lefta Dissenter Oct 2013 #6
The Wanker refused the expansion? I knew he was bad news, but that's simply deranged. At least a few freshwest Oct 2013 #14
Thanks, freshwest Lefta Dissenter Oct 2013 #42
Sounds really good, fresh.. so Cha Oct 2013 #7
As soon as the default demons were pushed back, I decided to take PBO at his word when asked about freshwest Oct 2013 #16
"The default demons" damn Cha Oct 2013 #21
TY and YW. I had to make the income matter clear, as I said, to not waste their time or mine... freshwest Oct 2013 #23
I would expect this.. but so nice to have it confirmed from a Cha Oct 2013 #31
Kick! sheshe2 Oct 2013 #15
That is so great FreshWest. Yes prescriptions applegrove Oct 2013 #19
Thanks, Applegrove! freshwest Oct 2013 #20
freshwest, congratulations! SoapBox Oct 2013 #22
TY, and good with your Mom, there! I once had great coverage with my company. freshwest Oct 2013 #25
CALL IN if you can't log in! Hulk Oct 2013 #24
Luckily, I didn't have to call or log in, and don't do Faux. But that's good advice for some. Thanks freshwest Oct 2013 #28
This message was self-deleted by its author ann--- Oct 2013 #26
First, I didn't go to the website or call. I sought out insurers who were seeking to expand. freshwest Oct 2013 #30
From the DCCC - Stand With OBAMACARE Tx4obama Oct 2013 #27
Ooooooo...nice! SoapBox Oct 2013 #47
freshwest, could you please tell me pnwmom Oct 2013 #29
I went personally to see my doctors and asked if they were 'providers' to that network. They were. freshwest Oct 2013 #33
Thanks, Freshwest! I'm so glad everything worked out so well for you! n/t pnwmom Oct 2013 #34
Hope you can find what your family members need, as well! freshwest Oct 2013 #36
UPDATE from the White House Tx4obama Oct 2013 #32
Thanks, Tx4obama! All the tech saavy folks can have at. I did it the low-tech way, no other choice. freshwest Oct 2013 #37
The link I posted takes folks to a list of 'local' places to go to get help to sign up in person Tx4obama Oct 2013 #38
Terrific! That is going to reach a lot of people who really need the help. How about you make an OP? freshwest Oct 2013 #39
I did earlier today, link below Tx4obama Oct 2013 #40
Great! Just bumped it. Hadn't seen it. freshwest Oct 2013 #41
Wow. ucrdem Oct 2013 #44
very happy for you Whisp Oct 2013 #45
Kick! n/t sheshe2 Oct 2013 #46
Hooray! IrishAyes Oct 2013 #48
Yup, I feel like that's me in that pic, getting the Obama hug I always wanted! freshwest Oct 2013 #50
Congrats Fresh! Tarheel_Dem Oct 2013 #51
Congrats Freshwest! giftedgirl77 Oct 2013 #52
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