how do you blend the belief with the incident?
do you think it was possible you were dreaming or still half asleep?
i know i was a staunch believer in the "when you're dead, you're dead" line of thought for a good part of my teens, twenties, & thirties. yet i had a similar type of run in with a family member when i was a kid--but it was in the daytime when i was playing. it scared the crap out of me! she looked as real as anyone and she spoke to me.
the "when you're dead you're dead" belief lead me to finally wonder how i could explain or justify what happened to me when i was a kid if, in fact, when you're dead you're dead is true. and i couldn't.
i tend to be a rather cynical "i'll believe it when i see it" type of person and eventually came to the realization that i did see it with my own eyes and had to admit that even though "when you're dead, you're dead" is so easy to be dismissive with, (such an easy go-to response)--it just isn't accurate.
so i'm just curious. you're reply of "I do not believe in ghosts. That being said, I've seen two of them" sounds like something i've probably said at one time. and i smiled when i read it.