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csziggy

(34,120 posts)
10. The couple I know lives in the cheapest rentals they can find
Sun May 14, 2017, 11:34 AM
May 2017

Often they are afraid to report any problems to the landlord since some of the properties should have been condemned. Most of the places have been so bad students won't rent them - usually 40-50 year old mobile homes with the floors rotting out, bad windows, no air conditioning, etc. The last one was two miles past where the city buses go so after each of them had a stroke and the wife congestive heart failure, it was difficult since neither could walk to the bus. My husband drove them everywhere.

Last year my husband helped them move into the best housing they have had in thirty years - half of a duplex on a very busy through street. The first week they lived there, my husband brought them to our house to take showers since there was no hot water in the unit. It is actually a real building, not a trailer, with brick siding, windows that are not coming loose from the walls as the walls rot. A major advantage is that the city bus comes up the street the house is on so they can sometimes get places on their own. Since the wife has mobility problems that make it hard to get on and off the bus, my husband or another friend provide transport as often as possible.

I hope your cousin doesn't end up homeless after his mother passes. It might be too late to do anything about it, though.

Yes, that is why you need a secondary insurance plan when you are on Medicare. Canoe52 May 2017 #1
But Medicare is different than Medicaid CousinIT May 2017 #9
Original poster referred to older people (dead parents) Canoe52 May 2017 #35
You mean a supplemental that covers what Medicare doesn't? CousinIT May 2017 #36
No, the OP refers to Medicaid, which unlike Medicare covers nursing home costs Tanuki May 2017 #38
After taking out over $100 a month NewRedDawn May 2017 #60
Medicare does not cover long-term care, either in or out of a nursing home. enough May 2017 #11
Correct... Zoonart May 2017 #51
Secondary insurance in Medicare doesn't help you with nursing home bills paid by Medicaid. pnwmom May 2017 #43
This is the way it has always been. leftofcool May 2017 #2
Yes, it's been this way for as long as I can remember but... WePurrsevere May 2017 #6
Ummmm, this is nothing new. bettyellen May 2017 #3
No one I know who is Medicaid has anything to leave their children csziggy May 2017 #4
Usually real estate is involved in the take back. DURHAM D May 2017 #7
If Trumpkill gets passed it will even be much worse! NewRedDawn May 2017 #8
I think any transfer of property has to be three years before death or it is included in... northoftheborder May 2017 #15
Yes, that happened to my sister Bayard May 2017 #23
Government "couldn't have done it." It cost your family that Hortensis May 2017 #33
That is 5 years now and few people do it. nt pnwmom May 2017 #44
that's what my mother did shanti May 2017 #49
The look back is 5 years from the start of Medicaid eligibility in most states. politicat May 2017 #57
The couple I know lives in the cheapest rentals they can find csziggy May 2017 #10
It's strange how people find this hard to understand. NT enough May 2017 #13
If he can show he took care of his Medicaid parents, he can probably retain the house. See: WinkyDink May 2017 #14
Is he the only inheritor? Or even THE inheritor? Many states Hortensis May 2017 #52
NJ exempts real estate that is the domicile of the person on Medicaid from reimbursement to spouses Jersey Devil May 2017 #29
The "child" is 64 years old and draws SS. nt DURHAM D May 2017 #30
Yes, spouse. NOT sole-surviving adult children. WinkyDink May 2017 #66
I said "dependent" children Jersey Devil May 2017 #70
A year or so ago I 'finally' talked my 95 yo dad... WePurrsevere May 2017 #5
I went to a vaunted local ECL, and her best advice was to WinkyDink May 2017 #17
I'm truly sorry the one you found for your mom wasn't helpful... WePurrsevere May 2017 #25
I think it makes a difference if the war veteran is still living. IDK. WinkyDink May 2017 #67
Maybe. Personally I think... WePurrsevere May 2017 #69
That's been true for many years... jeffreyi May 2017 #21
Yes, it's definitely been that way for quite a few years. WePurrsevere May 2017 #27
Um...how would Medicaid be offered to one who could leave an inheritance? And if you mean house, WinkyDink May 2017 #12
Nursing home subsidy DeminPennswoods May 2017 #19
This jeffreyi May 2017 #22
You can get Medicaid based upon the severity of your illness and your lack of income McCamy Taylor May 2017 #16
"Under Medicaid law, following the death of the Medicaid recipient a state must attempt to recover WinkyDink May 2017 #18
Only right. Someone will pay, and it should be the person Hortensis May 2017 #53
Right -- that's the much bigger, scarier issue. And it's only some states now, but there's nothing pnwmom May 2017 #46
Half those children are voters, the other half will be. Hortensis May 2017 #54
"affording you an inheritance", marybourg May 2017 #20
Medicaid has a 5 yr "look back" DeminPennswoods May 2017 #41
Many people object to that rule, marybourg May 2017 #59
No, it is that Medicaid won't be available after you've spent $$ you thought would be inheritance Justice May 2017 #24
THIS is OP worthy- not the old rules we'd be lucky to keep. The 1/3 cut in Medicade bettyellen May 2017 #26
I find this very difficult to believe MichMary May 2017 #32
Irrelevant. And GOP voters do NOT want this. But their Hortensis May 2017 #56
I have an adult son 100 percent disabled TBA May 2017 #28
I, for one, have no problem with this MichMary May 2017 #31
I agree. mantis49 May 2017 #42
Yup. MichMary May 2017 #47
I don't have an issue with the required spend-downs, either. But there's a much worse possibility. pnwmom May 2017 #48
That would suck bigly. n/t MichMary May 2017 #50
In most cases, don't really have a problem with that. Rather we have coverage that makes it moot. nt Hoyt May 2017 #34
Living trust avoids that. NT Adrahil May 2017 #37
Actually there are filial support obligations that children have in most states lostnfound May 2017 #63
Medicaid has always taken everything a person has when you go into a nursing home...which Demsrule86 May 2017 #39
So what? hunter May 2017 #40
this is why older people put their homes in trusts dembotoz May 2017 #45
If I inherit anything beyond a financial catastrophe I'll be sad. hunter May 2017 #61
Are you sure your mother was on Medicaid? WinkyDink May 2017 #68
There was never going to be an inheritance in my family Bayard May 2017 #55
Would it be preferable for taxpayers to pay granny's medical bills mainer May 2017 #58
Agreed. Duppers May 2017 #64
I have no problem with this... beachbum bob May 2017 #62
i don't have any problem with it, i am not owed anything from my parents Hamlette May 2017 #65
But, hey. You don't have to pay estate taxes question everything May 2017 #71
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