General Discussion
In reply to the discussion: Should it be illegal or legal to charge women more than men for health insurance [View all]BlueCheese
(2,522 posts)You have to set up more context. There are a lot of factors that go into determining a person's health risk. The idea of single-payer health insurance is that everyone gets put into the same pool, and taxes pay for it all.
If insurers are supposed to sell individual policies, then they'd normally want to charge people based on their risk. Even under the ACA, insurers are allowed to charge people more based on their age, location, and smoking habits. If you're going to demand that they charge two different groups the same amount, then you need some guarantee that the less risky group will still enroll. Without that guarantee, it just wouldn't work economically, without getting to the moral issue.
So my answer is that gender shouldn't be a factor, but only when the right context is also imposed.
Next question: Should car insurance companies be allowed to charge men more than women? They do, where it's allowed.