General Discussion
In reply to the discussion: My experience with Universal health Care [View all]Humanist_Activist
(7,670 posts)Last edited Mon Sep 16, 2013, 02:41 PM - Edit history (1)
If you stay in an in-network hospital, you have to pay the in-network deduct first, only then does the 500 dollar a day copay to a max of 2000 dollars kick in, 2000 + 3000 equals 5000 and its below the 6250 out of pocket max.
Honestly, we can barely afford the premiums for bronze, or maybe silver plans(going by current premium pricing in other states, won't know here until October 1), what makes you think we could ever get gold or platinum?
And again, don't talk about subsidies, there are none, hell the plan at my work now has a 2000 deductible for individual, 40% copay on everything, and maximum out of pocket of over 10,000 dollars, and I can't even afford that premium. The plan sucks so bad, that the owner of the company was fuming and the person responsible for signing us up for the year got fired. But have to wait for contract to be up before anything changes.
The only saving grace is that, if the Medicaid expansion goes through, I may qualify for it, barely. Not sure yet, not till October.