General Discussion
In reply to the discussion: Why can't more people figure this out? [View all]NutmegYankee
(16,199 posts)Under common law fee simple land holding, household property is not taxable, and hence cannot be made to require insurance. As for the rest, you obviously have no idea what you are talking about. You obviously do not read my posts.
You are being purposely obtuse. A .22LR is still deadly, and can kill and should always be respected. A hit to an artery or major organ/head will be fatal. My comment has always been that you can't hunt with a .22LR, at least not legally, hence charging based on caliber is a dumb idea. Furthermore, how many deaths are a result of .30-06? Likely few.
On liability insurance, no company issues it just for firearms. It is carried as a general rider on homeowners insurance, and covers many areas of liability, like slips on sidewalks or a backyard fire that gets out of hand. What it will never cover is willful illegal acts. My state, Connecticut, held a hearing on that and every insurance company in the state highlighted that no one will or would cover a purposeful act related to firearms. The main purpose by people wanting to require mandatory liability insurance has been to cover gun violence damage. But no company will cover that.
As you have demonstrated that you do not want a meaningful discussion, I'm done.