General Discussion

moonscape

(4,673 posts)

63. This. I used Mom's assets

Sun Mar 17, 2024, 03:30 PM

Mar 17

for her care rather than hide them via spending down in advance,, getting Medicaid, and pocketing the spoils. Why should taxpayers pay for her care instead of her? I might hate the system we have, but that’s what needs to change. A bad system does not justify greed.

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State Medicaid offices target dead people's homes to recoup their health care costs [View all] dalton99a Mar 16 OP

World's greatest healthcare system at it again ck4829 Mar 16 #1

They promise the homeowner he could stay in the house until he died. jimfields33 Mar 16 #6

OK ck4829 Mar 16 #9

That is a blessing for him and the family. jimfields33 Mar 16 #10

No it isn't a win. Seriously? Demsrule86 Mar 16 #17

Not a win. We pay taxes to provide services. AllyCat Mar 16 #18

Yes we do. In states that allow Medicaid it's a requirement to pay back from the estate. jimfields33 Mar 16 #20

It's not right. It's not a win. AllyCat Mar 17 #37

Did you forget the sarcasm thingie? niyad Mar 16 #25

It's completely F'd up. Prairie_Seagull Mar 17 #57

The children inheriting could have opted to move in and Pisces Mar 17 #61

This is nothing new. Goodheart Mar 16 #2

I disagree wholeheartedly ColinC Mar 16 #5

I'm speaking from experience. Goodheart Mar 16 #11

yep been thru probate with my moms estate...this is real dembotoz Mar 17 #46

In many ways.. North Shore Chicago Mar 16 #3

The political alternative would be no Medicaid at all. Goodheart Mar 16 #4

They're repossessing coffins now? Wonder Why Mar 16 #7

Is there a reason the heirs shoudl benefit, at the expense of the rest of us? Ms. Toad Mar 16 #8

Most "heirs" aren't compensated for their free caregiving labor leftstreet Mar 16 #14

this AllyCat Mar 16 #19

That is sometimes, but not universally, true. Ms. Toad Mar 16 #21

Good point about compensation for family caregivers. Not sure what requirements should be, but it's doable. Silent Type Mar 17 #26

Worth noting that family caregivers are disproportionately female TexasBushwhacker Mar 17 #31

Another good point that ought to be an easy tweak. But . . . . . . Silent Type Mar 17 #33

True, Ms. Toad Mar 17 #50

Family caregivers can be paid. TxGuitar Mar 17 #45

True. At least in some circumstances. Ms. Toad Mar 17 #51

Not true TxGuitar Mar 17 #43

Agree with this pinkstarburst Mar 17 #48

My mom receives Medicare JustAnotherGen Mar 16 #12

Medicare or Medicaid? Ms. Toad Mar 16 #22

Medicare and all of the Alphabet of Parts JustAnotherGen Mar 17 #72

Availability of Medicare has nothing to do with wealth. Ms. Toad Mar 17 #73

Understood and agree JustAnotherGen Mar 17 #75

Still don't see why divesting yourself of assets helps. Ms. Toad Mar 17 #76

I don't understand it either MichMan Mar 17 #77

I don't think so. Ms. Toad Mar 17 #79

And you will not get the step up in the cost basis of the house marybourg Mar 17 #34

My dad died in 2011 JustAnotherGen Mar 17 #74

Doesn't apply to Medicare TxGuitar Mar 17 #42

Makes zero sense; Medicare eligibility doesn't have anything to do with assets. MichMan Mar 17 #53

Confusion between Medicare and Medicaid. marybourg Mar 17 #58

If she goes into care in less than five years I think (nursing home), she will still lose the House. Demsrule86 Mar 17 #65

So in essence the govt. operates as a reverse mortgage lender. Nt Fiendish Thingy Mar 16 #13

he approves Celerity Mar 16 #24

OK, that got the best laugh of week for me. I'm still laughing. Silent Type Mar 17 #27

maybe the newly TV advertising "Christian Insurance" companies PlutosHeart Mar 17 #30

Medicaid is aid drmeow Mar 16 #15

I thought standard practice was to repossess babylonsister Mar 16 #16

I think some states might take one's home if there is no reasonable chance they will Silent Type Mar 17 #28

It never happens TxGuitar Mar 17 #41

After the person dies TxGuitar Mar 17 #44

I don't think heirs are "entitled" to anything Hamlette Mar 16 #23

What if the person doesn't own a house? IcyPeas Mar 17 #29

Then there's no home to take. Reimbursement only occurs when the marybourg Mar 17 #32

Then nothing happens TxGuitar Mar 17 #40

There are ways to get around it. Xolodno Mar 17 #35

It doesn't go poof. It goes to reimburse the marybourg Mar 17 #36

They didn't make it to a nursing home. Xolodno Mar 17 #64

The nerve of them! Billing people marybourg Mar 17 #66

Fifty bucks for a band aid? Xolodno Mar 17 #69

So that, which most of us have had to put up with, justifies your family marybourg Mar 17 #71

Hide money? Didn't have to. Xolodno Mar 17 #78

Then you are part of the problem TxGuitar Mar 17 #39

Nope. It's all legal and part of our system. Xolodno Mar 17 #67

Unfortunately, there are always some who gain pleasure from defrauding taxpayers by cheating the system MichMan Mar 17 #54

This. I used Mom's assets moonscape Mar 17 #63

The thing is...the laws are there. Xolodno Mar 17 #68

Mrs TxGuitar here TxGuitar Mar 17 #38

Medicaid is for people with no assets--it is absolutely fair pinkstarburst Mar 17 #47

My mother Rebl2 Mar 17 #49

Yes! "This is routine..." Grins Mar 17 #52

49 states look back 60 months (5 years). California uses 30 months dalton99a Mar 17 #60

With my elderly mother in NJ it was 10 years. Grins Mar 20 #81

Regular people don't have the luxury of having MOMFUDSKI Mar 17 #55

You need to have it five years before diagnosis jimfields33 Mar 17 #59

Years ago, I read about a Medicaid recovery case in WV Marthe48 Mar 17 #56

So Is Medicaid A Loan? WiVoter Mar 17 #62

Medicaid is only for people with no assets pinkstarburst Mar 17 #70

That's because medicaid is to provide assistance Zeitghost Mar 17 #80