July 30, 2013

One of the Oldest Cons Jobs around...............Free Gift......................

no nothing is free...well.........maybe ...........
.occasionally something is thrown in, but you got to pay for that....I hear about "Free" all the time...on "TV, radio..etc...well, how do they pay for the ads?...............This is the first in a series of cons that are all around us....


The idea of "free" is very interesting. In economics I learned 45 years ago, that really free is when there is so much available ...that there is no cost of any kind involved. Let us say it snows one day...and there are 15 inches on the ground, in addition to 5 that fell a few days before. That snow is a free commodity. ..so much.. no one cares or wants to change it or keep it. You can have all you want to accumulate while it is so available..or that you can accumulate....weeds are another free commodity..you know the stuff in gardens that grows all by itself.... I was in Florida last winter....I could pick up all the shells on the beach that I wanted..no one cared.
there were plenty..

July 29, 2013

More than 100 teens rescued in weekend sex trafficking raids: FBI

Source: NBC

By Pete Williams and Erin McClam, NBC News

More than 100 teenagers involved in sex trafficking and exploitation were rescued over the weekend in coordinated raids encompassing more than 70 cities, the FBI said Monday.

The youngest child was 13 years old, the agency said.

The raids resulted in the arrest of 150 “pimps” involved in the commercial exploitation of both adults and children, said Ronald Hosko, assistant director of the FBI’s criminal investigative division.

It was the FBI’s largest action to date focusing on the recovery of sexually exploited children, and took law enforcement agencies to streets, motels, casinos and social media platforms, Hosko said. He said he hoped it would focus attention on sex trafficking, “this threat that robs us of our children.”



Read more: http://usnews.nbcnews.com/_news/2013/07/29/19754475-more-than-100-teens-rescued-in-weekend-sex-trafficking-raids-fbi-says?lite

July 29, 2013

Very short joke about "laws"

Somebody once figured out that we have 35 million laws trying to enforce 10 Commandments ...

July 28, 2013

Glacier Point , front page of New York Times..

http://www.nytimes.com/

If you haven't been there, you have missed one of the most beautiful places ..probably in the world..



Yosemite National Park in California...about 250 miles from San Francisco

July 26, 2013

Joke: Hospital Regulations...

Hospital regulations require a wheelchair for patients being discharged. However, while working as a student nurse, I found one elderly gentleman already dressed and sitting on the bed with a suitcase at his feet who insisted he didn't need my help to leave the hospital. After a chat about rules being rules, he reluctantly let me wheel him to the elevator. On the way down I asked him if his wife was meeting him.

"I don't know," he said. "She's still upstairs in the bathroom changing out of her hospital gown."

July 26, 2013

5 Things to Do Immediately If YOur Identty is Stolen

5 Things to Do Immediately If Your Identity Is Stolen

There are several things you should do if your identity is stolen but here are the very first five actions to take as soon as you discover that you are a victim:

1. Contact the creditors of the accounts that were compromised.

That could include loans, credit cards, utilities, bank accounts, etc. In some cases, you might be responsible for some of the charges incurred, but that is handled on a case-by-case basis from each service provider or lender. Worry about that later. At this point, you need to alert them to the fraudulent activity to help prevent any further misuse of your account.
Free Credit Check & MonitoringFree Credit Check & MonitoringGet your free Credit Report Card. See your credit score & how you compare to others. Plus, learn ways to improve your score. Always free & updated every 30 days.
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2. Call the police.

Identity theft is a crime and the police need to know about it. Unfortunately, thousands of cases go unreported every year because people don’t realize it has happened or because they don’t think the police can do anything about it. The truth is: The police may not always be able to do something about it immediately (i.e. if it occurred months ago and the clues are cold) but your report might help and, at the very least, having a police report can help you in the other steps of this list…

3. Contact the Federal Trade Commission.

“Call the FTC’s identity theft hotline at 877-438-4338 and file a complaint. The FTC does not resolve individual consumer problems itself, but your complaint may lead to law enforcement action”, says Michele Cacdac-Jones, senior director of communications and public relations at Equifax.


4. Get a copy of your credit reports.

Get your credit reports from all three credit reporting agencies (online is fastest) from AnnualCreditReport.com and review your reports carefully. You might also want to check your credit score to get an overarching view of how your credit has been affected (one resource for that is Credit.com’s Credit Report Card that allows you to check your score once a month for free). A small identity theft clue on your credit card statement might hint at larger identity theft problems on your credit report that you are not aware of. Check everything, but in particular check your credit report for address information that doesn’t belong to you and credit accounts that do not belong to you. While you are at it, place an initial 90-day fraud alert on your credit reporting. You can do this at any of the three credit reporting agencies and they will pass on the fraud alert to the other two credit reporting agencies. Fraud alerts are free and they offer an additional layer of protection by requiring new creditors to prove that you authorized the inquiry.

.
5. Keep accurate records of everything.

Create a document that lists the dates and times of all of the actions you take, as well as the people you talk to, what information was discussed, and how long each action took. This record will help you to keep track of the wave of information that will now be going back and forth between you and several other people, plus it can be a helpful record if the case ever leads to a civil or criminal lawsuit. (Bonus tip from Michele Cacdac-Jones of Equifax: “Send all letters by certified mail and keep copies.”)

Additionally, there are other resources for victims of identity theft that are worth looking into. Adam Levin, chairman and co-founder of both Credit.com and Identity Theft 911 says: “Before you panic, make a call to your insurance agent, banking or credit union representative or human resources department to find out if you have access to a damage control program devised to help victims of identity theft. You may well be pleasantly surprised that you are already (or can easily be) enrolled in one. In many cases they are either free as a perk of the relationship, or you can join for a very reasonable fee.” If those services aren’t available to you, he says, still don’t panic, but definitely follow the five guidelines above.

These immediate actions will help to get your started on reviewing the situation and starting to sort things out. From this point, it will frankly take some effort to pinpoint the problem and work things out with lenders and the credit reporting agencies, but these first five actions are the initial first steps to help contain the damage once you discover your identity is stolen.

July 26, 2013

What to do Immediately If Your Identity is Stolen...5 simple things to do

Identity Theft

5 Things to Do Immediately If Your Identity Is Stolen

There are several things you should do if your identity is stolen but here are the very first five actions to take as soon as you discover that you are a victim:

1. Contact the creditors of the accounts that were compromised.

That could include loans, credit cards, utilities, bank accounts, etc. In some cases, you might be responsible for some of the charges incurred, but that is handled on a case-by-case basis from each service provider or lender. Worry about that later. At this point, you need to alert them to the fraudulent activity to help prevent any further misuse of your account.
Free Credit Check & MonitoringFree Credit Check & MonitoringGet your free Credit Report Card. See your credit score & how you compare to others. Plus, learn ways to improve your score. Always free & updated every 30 days.
Get Started. It's Free..
2. Call the police.

Identity theft is a crime and the police need to know about it. Unfortunately, thousands of cases go unreported every year because people don’t realize it has happened or because they don’t think the police can do anything about it. The truth is: The police may not always be able to do something about it immediately (i.e. if it occurred months ago and the clues are cold) but your report might help and, at the very least, having a police report can help you in the other steps of this list…

3. Contact the Federal Trade Commission.

“Call the FTC’s identity theft hotline at 877-438-4338 and file a complaint. The FTC does not resolve individual consumer problems itself, but your complaint may lead to law enforcement action”, says Michele Cacdac-Jones, senior director of communications and public relations at Equifax.


4. Get a copy of your credit reports.

Get your credit reports from all three credit reporting agencies (online is fastest) from AnnualCreditReport.com and review your reports carefully. You might also want to check your credit score to get an overarching view of how your credit has been affected (one resource for that is Credit.com’s Credit Report Card that allows you to check your score once a month for free). A small identity theft clue on your credit card statement might hint at larger identity theft problems on your credit report that you are not aware of. Check everything, but in particular check your credit report for address information that doesn’t belong to you and credit accounts that do not belong to you. While you are at it, place an initial 90-day fraud alert on your credit reporting. You can do this at any of the three credit reporting agencies and they will pass on the fraud alert to the other two credit reporting agencies. Fraud alerts are free and they offer an additional layer of protection by requiring new creditors to prove that you authorized the inquiry.
Free Credit Check-UpFree Credit Check-UpGet your free Credit Report Card. See your credit score & how you compare to others. Plus, learn ways to better manage your score. Always free & updated every 30 days.
Get Started. It's Free..
5. Keep accurate records of everything.

Create a document that lists the dates and times of all of the actions you take, as well as the people you talk to, what information was discussed, and how long each action took. This record will help you to keep track of the wave of information that will now be going back and forth between you and several other people, plus it can be a helpful record if the case ever leads to a civil or criminal lawsuit. (Bonus tip from Michele Cacdac-Jones of Equifax: “Send all letters by certified mail and keep copies.”)

Additionally, there are other resources for victims of identity theft that are worth looking into. Adam Levin, chairman and co-founder of both Credit.com and Identity Theft 911 says: “Before you panic, make a call to your insurance agent, banking or credit union representative or human resources department to find out if you have access to a damage control program devised to help victims of identity theft. You may well be pleasantly surprised that you are already (or can easily be) enrolled in one. In many cases they are either free as a perk of the relationship, or you can join for a very reasonable fee.” If those services aren’t available to you, he says, still don’t panic, but definitely follow the five guidelines above.

These immediate actions will help to get your started on reviewing the situation and starting to sort things out. From this point, it will frankly take some effort to pinpoint the problem and work things out with lenders and the credit reporting agencies, but these first five actions are the initial first steps to help contain the damage once you discover your identity is stolen.

July 23, 2013

Tampa Passes New Law To Toss Homeless People In Jail For Sleeping In Public

http://thinkprogress.org/justice/2013/07/22/2335261/tampa-criminalize-homelessness/

If homeless people in Tampa want to avoid jail, they’d better find a place to store their things and a bed to sleep in.

That’s because last week, the Tampa City Council passed a new ordinance, Item #60, allowing police officers to arrest someone they see sleeping in public or “storing personal property in public.” The vote was 4-3.

Advocates are outraged over this new law criminalizing homelessness. Holding signs reading “Sleeping Is Not A Crime” and “Homelessness Is Not A Choice,” many demonstrated outside the Council and testified against the measure, to little avail. A number of the protesters were elementary school children who handed out flyers and asked those passing by, “Where are they supposed to go?”
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Now, if you read this article you will see there are few homeless shelters and the ones they have charge to spend the night..
So, this is what Florida has come to.?

July 22, 2013

Former MVP Ryan Braun Suspended for the Rest of the Season

Source: Talking Points Memo, Assoiciated Press

RONALD BLUM- July 22, 2013, 5:56 PM

NEW YORK (AP) — Former National League MVP Ryan Braun was suspended without pay for the rest of the season and the postseason Monday in the first penalty following Major League Baseball’s investigation of the Florida clinic accused of distributing performance-enhancing drugs.

Braun accepted the penalty.

“I am not perfect. I realize now that I have made some mistakes. I am willing to accept the consequences of those actions,” he said in a statement.

MBL attempted to suspend Braun for a positive drug test following the 2011 season, but an arbitrator overturned the penalty because the Milwaukee star’s urine sample was not handled as specified by baseball’s drug agreement.

(further down.....)
MLB Commissioner Bud Selig announced the penalty Monday, citing Braun for multiple unspecified “violations” of baseball’s drug program and labor contract. Braun will miss the Milwaukee Brewers’ final 65 games without pay, costing him about $3 million of his $8.5 million salary.


Read more: http://talkingpointsmemo.com/news/former-mvp-ryan-braun-suspended-for-rest-of-season.php?ref=fpb

July 21, 2013

America's Worst Companies to Work For: 24/7 Wall St

http://247wallst.com/special-report/2013/07/19/americas-worst-companies-to-work-for-2/

For the second year in a row, 24/7 Wall St. has identified America’s worst companies to work for. While company management can improve employee satisfaction, most of the companies on our list continue to make workers miserable.

In order to identify America’s worst companies to work for, 24/7 Wall St. examined employee reviews at jobs and career community site Glassdoor. Based on the reviews, Glassdoor scores companies on a scale of one to five with an average score of 3.2 for the over 250,000 companies measured. 24/7 Wall St. identified the nine publicly traded companies that received scores of 2.5 or lower.

Certain industries appear more likely to have lower employee satisfaction than others. Four of the companies on this list — Dillard’s Inc. (NYSE: DDS), Sears Holdings Corporation (NASDAQ: SHLD), Dollar General Corporation (NYSE: DG), and RadioShack Corp. (NYSE: RSH) — are in retail. The majority of the others provide services that require installation and repair. These include companies like home security system provider The ADT Corporation (NYSE: ADT), transaction technology company NCR Corp. (NYSE: NCR), and satellite television provider DISH Network Corp. (NASDAQ: DISH).

Read more: America’s Worst Companies To Work For - 24/7 Wall St. http://247wallst.com/special-report/2013/07/19/americas-worst-companies-to-work-for-2/#ixzz2Zhbjsamf
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A long time ago...very long time ago...people who worked for Sears, were treated reasonably well..so sad..
well I don't go there anyway....never will. Other places to spend money...yes indeed...