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What is the best and easiest way to apply for your social security (Original Post) Beachnutt May 2023 OP
Following Iris May 2023 #1
Google says... Croney May 2023 #2
After 70, if you can wait that long wryter2000 May 2023 #3
Make an appt long in advance with a local SS office. LakeArenal May 2023 #4
Plus - werdna May 2023 #8
I did it online Twoflower May 2023 #5
Thank you all, very helpful. Beachnutt May 2023 #6
Sign up for Medicare as soon as you can unc70 May 2023 #7
Spousal benefits until 70 if you can. Make an appointment. cachukis May 2023 #9
Here's a link if you need it. I applied on line and it was easy. GoodRaisin May 2023 #10
When doing it online how do you supply documents if they ask for them ? Beachnutt May 2023 #12
It's been 8 years since I did it and don't remember any details now, but, GoodRaisin May 2023 #13
Good Idea, thank you Beachnutt May 2023 #14
I went to an office. BlackSkimmer May 2023 #11
I did it online. LittleGirl May 2023 #15
Online..2 months later your phone will ring..1st chk deposited by next day Demovictory9 Jun 2023 #16
I was dreading doing it online Beachnutt Jun 2023 #17
I applied in 2015 online Yonnie3 Jun 2023 #18

Croney

(4,661 posts)
2. Google says...
Wed May 10, 2023, 02:28 PM
May 2023

"You can apply: Online; or by calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. Call ahead to make an appointment."

I don't think there are any other ways. Be prepared to show proof of identity back to the womb. My name changed completely, I mean completely; but luckily my old school records were in my mother's attic.

wryter2000

(46,047 posts)
3. After 70, if you can wait that long
Wed May 10, 2023, 02:28 PM
May 2023

I went on my husband's survivor benefits when I was eligible for SS. I put off using my own until I turned 70. Then, I got a large raise. You really do get significantly more if you wait to 70. (Check to see they haven't changed that age.)

If you can avoid it at all, don't file early but wait until you're fully eligible. For me, that was 66. Yours might be a little later.

I'll probably get all kinds of arguments on the following: I found the folks at the SS administration extremely helpful. Give them a try, too.

LakeArenal

(28,817 posts)
4. Make an appt long in advance with a local SS office.
Wed May 10, 2023, 02:29 PM
May 2023

They are generally hard to get.

Get a trustable insurance agent to discuss supplemental if you are going on Medicare.

Used to be early retirement was 62. Don’t know anymore.

Vote Democratic because Biden wants the smallest SS check to be around $2500.

werdna

(470 posts)
8. Plus -
Wed May 10, 2023, 03:29 PM
May 2023

- the day you call to make the appointment, your benefits start accruing: if your appt. is three months out your first check will be for those three months.

Twoflower

(1,020 posts)
5. I did it online
Wed May 10, 2023, 02:35 PM
May 2023

I found it to be very easy. After I only had to mail my birth certificate to my local office. They let you file 4 months prior to when you qualify.

unc70

(6,114 posts)
7. Sign up for Medicare as soon as you can
Wed May 10, 2023, 03:23 PM
May 2023

Several months before you turn 65.

Strongly agree about delaying your own SS and drawing on a spouse / ex-spouse's account. Check out whether it would work in your situation.

cachukis

(2,239 posts)
9. Spousal benefits until 70 if you can. Make an appointment.
Wed May 10, 2023, 03:33 PM
May 2023

They know what they are doing and care that you get best deal.

Beachnutt

(7,324 posts)
12. When doing it online how do you supply documents if they ask for them ?
Tue May 16, 2023, 02:46 PM
May 2023

Like birth certificate or passport etc..

GoodRaisin

(8,923 posts)
13. It's been 8 years since I did it and don't remember any details now, but,
Tue May 16, 2023, 08:10 PM
May 2023

I expect any documents they request can be submitted on line by scanning or taking a picture of the document they ask for.

The best way to find out is to go ahead and start the application on line and see what they ask for and how they instruct you to submit it.

 

BlackSkimmer

(51,308 posts)
11. I went to an office.
Tue May 16, 2023, 12:10 PM
May 2023

Picked a small town in a nearby county and made an appointment. I'd avoid large cities simply because of the crowds.

It was easy peasy.

Demovictory9

(32,456 posts)
16. Online..2 months later your phone will ring..1st chk deposited by next day
Wed Jun 21, 2023, 12:18 AM
Jun 2023

File online..chk status online..one day phone rings (answer..my phone labeled it spam).. Ss person goes over options..you make lifetime perm decisions on spot..payment issued in 24 hours..if start month has passed

Beachnutt

(7,324 posts)
17. I was dreading doing it online
Wed Jun 21, 2023, 08:49 AM
Jun 2023

but I had made a online account already so I decided to go ahead and try doing the online application, Surprised me how simple and easy it was and now I am waiting for the call, text, email or letter of verification and approval, it's been a little over 2 weeks now and I check my online account every couple of days.
It says it is in step 2 of 3 and it usually takes 2 to 4 weeks.
Work record shows I worked and paid ss every year since 1975 and that I have the 40 points necessary for full retirement benefits.
Just waiting now, How sweet it's going to be when I get that on top of my pension check every month.
Work will be only an option from here on out for me....
Thanks everybody for the advice and help with this process.

Yonnie3

(17,441 posts)
18. I applied in 2015 online
Wed Jun 21, 2023, 11:48 AM
Jun 2023

It has been a while, but as I recall I got an email less than a month later and a few weeks later a deposit was made of one month's amount on the day designated for my birthday.

I had much anxiety, but it didn't make the process go quicker. It seemed easy in retrospect.

Good luck!

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