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Lilaclady

(71 posts)
Thu Sep 7, 2023, 11:34 PM Sep 2023

Bank of America

Had to take some cash from BoA today. I’ve had a debit card for more than two years but hadn’t used it until Sept 1 at Aldi’s. I didn’t have the correct pin so I just hit the green button and the transaction went through. I tried to use the bank’s ATM but my first try my number didn’t work, entered it again, nothing. I thought it could be my husband’s number, no good, so I tried an old number, nothing. I went inside to explain the situation and was told someone would help me soon. After almost 15 minutes I said I needed to leave, but the woman asked me to wait a bit longer. When I first sat down to wait a young man in his 30s came from a hallway behind a locked door and stood not too far from me. He wore a black suit, black shirt, black tie and black shoes. I couldn’t read his name tag. I thought he was a new employee in training waiting for the same person I was waiting to see. When the young woman finally came to escort me to her office she introduced herself, but said nothing about the young man. She went into the office first, then I did, then he did. The entire time he never spoke. I went through the process and got a new pin, went to the teller and left. After I got home it dawned on me, who was he? I think he was security - and I did feel a bit intimidated that she never introduced him, he never spoke and he entered the lobby from the employee area shortly after I sat down. What do you think?

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Bank of America (Original Post) Lilaclady Sep 2023 OP
Yes it happens ampm Sep 2023 #1
25 years as a real estate broker (Realtor)... Enter stage left Sep 2023 #2
Agree. Credit Unions are the best place for banking needs Deuxcents Sep 2023 #3
Credit Unions Lilaclady Sep 2023 #4
Stop using BOA they have lost Class Action lawsuits sunflowerseed Sep 2023 #5
. sunflowerseed Sep 2023 #6

ampm

(301 posts)
1. Yes it happens
Thu Sep 7, 2023, 11:42 PM
Sep 2023

My husband never used his debit card, and it happened to him. The bank explained if you don't use it at least once in so many months they deactivate it. That's how we found out.

Enter stage left

(3,396 posts)
2. 25 years as a real estate broker (Realtor)...
Thu Sep 7, 2023, 11:48 PM
Sep 2023

absolutely the very worst bank I ever dealt with.

My advice, find a credit union. At least 75% better than most banks...250% better than BOA.

Deuxcents

(16,234 posts)
3. Agree. Credit Unions are the best place for banking needs
Thu Sep 7, 2023, 11:54 PM
Sep 2023

Their rates are better, too. Got my first car thru my Credit Union in 1968 and have my accounts in a Credit Union today.

Lilaclady

(71 posts)
4. Credit Unions
Fri Sep 8, 2023, 12:04 AM
Sep 2023

That’s just it - I usually use the credit union, this is the first and last time I’ll use BoA.

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