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Cha

(295,912 posts)
Fri Aug 2, 2013, 06:04 PM Aug 2013

40 ways Obamacare is working~ In Honor of the 40 Repeal Attempts from a Do-Nothing Congress..

1. Say goodbye to lifetime limits: Insurance companies will no longer be able to place an arbitrary cap on coverage.

2. Children can no longer be denied health insurance because of a pre-existing condition.

3. Starting in 2014, adults will no longer be denied health insurance because of a pre-existing condition.

Free preventive care, including:

4. Annual check-ups

5. Contraception

6. Vaccinations

7. Gestational diabetes screenings

8. Mammograms

9. Screening and counselling for HIV

10. Cholesterol screenings

11. Colonoscopies

12. Blood pressure screenings

13. Cancer screenings

14. Osteoporosis screenings

15. Young adults can stay on their parents' insurance plans until the age of 26.

16. If insurance companies aren't spending your premium dollars on your health care—at least 80 percent—they've got to give you some money back.

17. Insurance companies can't raise your rates by double-digits without justification.

18. Insurance plans can’t require higher co-payments or co-insurance if you get emergency care from an out-of-network hospital.

19. Women will no longer be charged more than men just because they're women.

20. The health insurance marketplace will be ready to go in every state starting October 1 of this year.

21. No-hassle comparisons: The online marketplace provides easy access to information on all available plans, so you can do a side-by-side comparison and find a plan that works for you.

22. Many Americans will be eligible for financial assistance to help them buy health insurance on their own, so you can afford a plan that will be there if you get sick.

23. When you buy insurance through the marketplace, premiums can be determined based only on these four factors: where you live, how old your are, how large your family is, and whether or not you are a smoker.

24. In the marketplace, you can choose a plan that matches your budget and needs: Platinum, Gold, Silver or Bronze.

25. By 2020, the Medicare prescriptions drug "donut hole" will be closed for good.

These are the essential benefits that all health plans in the marketplace must cover:

26. Ambulatory patient services

27. Emergency services

28. Hospitalization

29. Prenatal care

30. Neonatal care

31. Mental health services

32. Prescription drugs

33. Rehabilitative services and devices

34. Laboratory services like bloodwork

35. Preventive care

36. Wellness services

37. Chronic disease management

38. Pediatric services, including oral and vision care

39. Lower prescription drug costs for people on Medicare.

40. These states are already foreseeing dramatic drops in premiums: New York, California, Nevada, Connecticut, Oregon.

http://www.barackobama.com/news/entry/40-ways-obamacare-is-working?source=socnet_20130801_tw_bo_oc_40-ways-obamacare-is-working-ways-obamacare-is-working

[font color=blue]THIS IS POSTED IN THE BARACK OBAMA GROUP[/font]

BOG

17 replies = new reply since forum marked as read
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40 ways Obamacare is working~ In Honor of the 40 Repeal Attempts from a Do-Nothing Congress.. (Original Post) Cha Aug 2013 OP
K&R silverweb Aug 2013 #1
Aloha siverweb, nice to see you~ Cha Aug 2013 #2
Likewise, Cha! silverweb Aug 2013 #3
However, in California, Insurers have already raised rates truedelphi Aug 2013 #4
This is the GOOD NEWS! "Obamacare premiums in Calif. lower than predicted" Cha Aug 2013 #6
Thanks so much for making it simple. I feel better already. From earlier this year: freshwest Aug 2013 #5
Great Addition to the thread, fresh! Cha Aug 2013 #7
I think it's time that people look at the facts Cha! sheshe2 Aug 2013 #8
Thanks! Love the facts 'without the media bias' link: freshwest Aug 2013 #9
Delivering~ sheshe2 Aug 2013 #10
Right, she.. "it may not be perfect" but it's a Great first step and Foundation Cha Aug 2013 #11
You are right Cha, it's not perfect. sheshe2 Aug 2013 #12
Two quotes, she.. from your good read.. Cha Aug 2013 #13
It is Cha, sheshe2 Aug 2013 #14
I'm currently on COBRA to the tune of $800+ a month. greatauntoftriplets Aug 2013 #15
So glad to hear that, gaot! Cha Aug 2013 #16
Thanks, Cha. greatauntoftriplets Aug 2013 #17

truedelphi

(32,324 posts)
4. However, in California, Insurers have already raised rates
Fri Aug 2, 2013, 06:59 PM
Aug 2013

From fifteen to fifty five percent, depending upon which insurer you are discussing.

Not very affordable, and it will have glitches galore for the crowd that makes between 17K and 42 K annually.

For more indigent people, Anthem is in charge of the California exchange. They are notorious with telling patients that the doctors must submit paperwork so payment might be made, while they tell doctors that the patient must do it.

Cha

(295,912 posts)
6. This is the GOOD NEWS! "Obamacare premiums in Calif. lower than predicted"
Fri Aug 2, 2013, 09:33 PM
Aug 2013
Many lower-income Californians qualify for federal subsidies

States are slowly unveiling details of their plans, but California is the largest by far to release its rates. Some 5.3 million Californians may be eligible for coverage through the exchange, with more than 2.6 million of them qualifying for subsidies.

Oregon and Washington recently posted their rates, as well. They were also lower than some had expected.

"Many people will see rates similar to what they're paying now, or in some cases, lower -- and with substantially better benefits," the Washington Insurance Department wrote in a blog post. "We're definitely not seeing the huge rate increases that some insurers had predicted."

http://www.clickorlando.com/news/money/obamacare-premiums-in-calif-lower-than-predicted/-/1637116/20280446/-/103sf8qz/-/index.html

I posted that this was in the Barack Obama Group and that means it's only for supporters of Pres Obama

This Group is for us. BOG

freshwest

(53,661 posts)
5. Thanks so much for making it simple. I feel better already. From earlier this year:
Fri Aug 2, 2013, 09:28 PM
Aug 2013
Keeping His Promises to the Poor and Vulnerable: Thank You, President Obama!



HHS finalizes rule guaranteeing 100 percent funding for new Medicaid beneficiaries

Health and Human Services (HHS) Secretary Kathleen Sebelius today announced a final rule with a request for comments that provides, effective January 1, 2014, the federal government will pay 100 percent of the cost of certain newly eligible adult Medicaid beneficiaries. These payments will be in effect through 2016, phasing down to a permanent 90 percent matching rate by 2020. The Affordable Care Act authorizes states to expand Medicaid to adult Americans under age 65 with income of up to 133 percent of the federal poverty level (approximately $15,000 for a single adult in 2012) and provides unprecedented federal funding for these states.

“This is a great deal for states and great news for Americans,” HHS Secretary Kathleen Sebelius said. “Thanks to the Affordable Care Act, more Americans will have access to health coverage and the federal government will cover a vast majority of the cost. Treating people who don’t have insurance coverage raises health care costs for hospitals, people with insurance, and state budgets.”

Today’s final rule provides important information to states that expand Medicaid. It describes the simple and accurate method states will use to claim the matching rate that is available for Medicaid expenditures of individuals with incomes up to 133 percent of poverty and who are defined as “newly eligible” and are enrolled in the new eligibility group. The system is set up to make eligibility determinations as simple and accurate as possible for state programs.

Under the Affordable Care Act, states that cover the new adult group in Medicaid will have 100 percent of the costs of newly eligible Americans paid for by the federal government in 2014, 2015, and 2016. The federal government’s contribution is then phased-down gradually to 90 percent by 2020, and remains there permanently. For states that had coverage expansions in effect prior to enactment of the Affordable Care Act, the rule also provides information about the availability of an increased FMAP for certain adults who are not newly eligible.

The rule builds on several years of work that HHS has done to support and provide flexibility to states’ Medicaid programs ahead of the 2014 expansion, including:

* 90 percent matching rate for states to improve eligibility and enrollment systems;

* More resources and flexibility for states to test innovative ways of delivering care through Medicaid;

* More collaboration with states on audits that track down fraud; and

* Specifically outlining ways states can make Medicaid improvements without going through a waiver process.

For more information on the improvements made to Medicaid, please visit:

http://www.medicaid.gov/State-Resource-Center/Events-and-Announcements/Downloads/MMF_Jan-Dec-2012_FINAL.PDF

For the full text of today’s final rule, please go to:

http://www.ofr.gov/inspection.aspx

http://www.hhs.gov/news/press/2013pres/03/20130329a.html

This is a huge relief to those who would not be covered for conditions no one can afford. I will be passing this good news along to those who have loved ones dependent on Medicaid.

This is what the GOP wanted to slash and are doing in every state that they control. It will save the lives of many people we may never meet, but they are our fellow sojourners.

Thanks to ProSense for finding this story and letting me post it here. She posted it in GD, where you can see it here:

HHS finalizes rule guaranteeing 100 percent funding for new Medicaid beneficiaries


http://www.democraticunderground.com/?com=view_post&forum=1002&pid=2584523

http://www.democraticunderground.com/11028481

sheshe2

(83,341 posts)
8. I think it's time that people look at the facts Cha!
Fri Aug 2, 2013, 09:42 PM
Aug 2013

ObamaCare Facts: Obama's Health Care Reform

ObamaCare, Health Care Reform and The Affordable Care Act

We have all heard of ObamaCare, but what is ObamaCare?
Obama Care, Obama's Health Care Reform, is the unofficial name for the Patient Protection and Affordable Care Act. The ObamaCare bill was signed into law by President Barack Obama on March 23, 2010. The bill enacts reforms to provide affordable health insurance to 44 million uninsured Americans and to reduce the growth in health care spending. Like "HillaryCare" in the 90's or "RomneyCare", "ObamaCare" is a simple name for a complex issue. Get more Obamacare Facts on Obama's health care reform.


ObamaCare Facts was created by two guys sick of trying to dig through talking points to find out what ObamaCare actually does. We are stricltly interested in presenting the facts on Obama's health care reform. We have no funding or agenda. Please help us to support health care reform by spreading the facts on ObamaCare - Support ObamaCareFacts.com

SNIP

What Else Does ObamaCare's Health Care Reform Cover?

ObamaCare aims to provide quality healthcare for more Americans at more affordable rates. Obama's health care reform under the Affordable Care Act is the most significant overhaul to health care industry in decades, covering every aspect of healthcare including mental heath, care for seniors, child health, woman's health and care for our nations poorest. ObamaCare also provide drug coverage, free preventive care, check ups for children and countless other unprecedented reforms to the American health care system. ObamaCare may not be perfect, but it does a lot to expand the average Americans health care rights. Find out more ObamaCare Facts check out the Benefits of ObamaCare.

http://obamacarefacts.com/

Facts Cha....forget the fiction!

Cha

(295,912 posts)
11. Right, she.. "it may not be perfect" but it's a Great first step and Foundation
Fri Aug 2, 2013, 10:13 PM
Aug 2013

for a much more perfect health care system in our country.

In the mean time.. the facts are important because as evidenced.. there's so much brainwashing going on about Obamacare that it can't be Posted too many times!

Yes, I appreciate OBAMACARE!



http://theobamadiary.com/2013/08/02/news-of-the-day-12/

BOG she

sheshe2

(83,341 posts)
12. You are right Cha, it's not perfect.
Fri Aug 2, 2013, 11:07 PM
Aug 2013

Sad to think that something has to be perfect before they see the benefits of our imperfect world.

“Perfectly Imperfect

We have all heard that no two snowflakes are alike. Each snowflake takes the perfect form for the maximum efficiency and effectiveness for its journey. And while the universal force of gravity gives them a shared destination, the expansive space in the air gives each snowflake the opportunity to take their own path. They are on the same journey, but each takes a different path.
Along this gravity-driven journey, some snowflakes collide and damage each other, some collide and join together, some are influenced by wind... there are so many transitions and changes that take place along the journey of the snowflake. But, no matter what the transition, the snowflake always finds itself perfectly shaped for its journey.

I find parallels in nature to be a beautiful reflection of grand orchestration. One of these parallels is of snowflakes and us. We, too, are all headed in the same direction. We are being driven by a universal force to the same destination. We are all individuals taking different journeys and along our journey, we sometimes bump into each other, we cross paths, we become altered... we take different physical forms. But at all times we too are 100% perfectly imperfect. At every given moment we are absolutely perfect for what is required for our journey. I’m not perfect for your journey and you’re not perfect for my journey, but I’m perfect for my journey and you’re perfect for your journey. We’re heading to the same place, we’re taking different routes, but we’re both exactly perfect the way we are.

Think of what understanding this great orchestration could mean for relationships. Imagine interacting with others knowing that they too each share this parallel with the snowflake. Like you, they are headed to the same place and no matter what they may appear like to you, they have taken the perfect form for their journey. How strong our relationships would be if we could see and respect that we are all perfectly imperfect for our journey.”
― Steve Maraboli, Life, the Truth, and Being Free

http://www.goodreads.com/quotes/tag/perfection


Cha

(295,912 posts)
13. Two quotes, she.. from your good read..
Fri Aug 2, 2013, 11:26 PM
Aug 2013
But at all times we too are 100% perfectly imperfect


We’re heading to the same place, we’re taking different routes, but we’re both exactly perfect the way we are.




So perfect, mahalo~she BOG

greatauntoftriplets

(175,697 posts)
15. I'm currently on COBRA to the tune of $800+ a month.
Sat Aug 3, 2013, 03:34 PM
Aug 2013

When the Illinois insurance exchange is online, I will pay less than half that. Also, because I am a relatively young retiree, I will be eligible for a subsidy. Additionally, I cannot be denied because of my preexisting conditions. That's good news, IMO.

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