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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forums'Eviction crisis': Housing advocates fear waves of homelessness as moratoriums expire
The crippling economic effects of the coronavirus pandemic could force a wave of evictions across the United States as a federal ban and a patchwork of state moratoriums quickly expire, fair housing advocates and legal experts warned.
The Coronavirus Aid, Relief and Economic Security, or CARES, Act that Congress passed in March provided a temporary moratorium on evictions, but it was for a fraction of the nations tenants and some homeowners applying to those in federally subsidized housing or in housing with federally-backed mortgages. That is set to expire within the next month.
This has left courts and local governments in many places to create a patchwork of policies and ever-changing guidance around evictions, creating greater uncertainty and confusion amid the coronavirus pandemic.
At the height of the pandemic, 42 states and the District of Columbia had statewide moratoriums on evictions in place, covering millions of renters, but presently, a little more than a dozen states have some kind of eviction protections in place, Emily Benfer, a law professor at Wake Forest University, said.
"So now, less than half the country is covered by an eviction moratorium that isn't federal in nature," she said. "And as the unemployment insurance expires at the end of July, along with the majority of the remaining eviction moratoriums, we can expect to see a severe eviction crisis in the United States."
https://www.msn.com/en-us/news/politics/eviction-crisis-housing-advocates-fear-waves-of-homelessness-as-moratoriums-expire/ar-BB16k7tn?li=BBnb7Kz
BComplex
(7,984 posts)That will not be forgotten come election day. Many many people are not going to be able to go back to work by the end of July....there's no work to go to for a great many. And the older Americans, anyone over about 50, can't get hired anyway because ageism is so extensive in the job market.
Calculating
(2,954 posts)It's absolutely insane for people staying at home to make more than I make working near full time at $20 an hour. Maybe they should extend it but drop the amount to $300 extra per week. Working should always pay more than unemployment or it's really demoralizing to those who are working.
BComplex
(7,984 posts)That's the battleground to die on; NOT taking rent and food money out of the pockets of people who can't get work.
totodeinhere
(13,037 posts)everybody including you gets paid a fair living wage in the first place. Just how to accomplish that I am not sure but that should be our goal.
onethatcares
(16,133 posts)are having a blast. Hell, it's 4th of July and congress is on vacation with the senate leader saying any type of extension of benefits is out of the question due to budgetary concerns from what I heard last. Meanwhile there are folks that are getting desperate,
The entire unemployment compensation system wasn't set up for 45,000,000 people to lose their job at the same time and not to know when and if they will ever go back to work. Hell, floriduh, where I am, still hasn't paid claims to some from the initial March layoff or furlough. How long do you think people can hang on.
The $600.00 extra seems extreme but it was a number that got adopted. How/why, I don't know but we are supposedly the wealthiest country in the world and if we can't alleviate the pain of the citizens, it's gonna get a lot worse.
I would feel a lot better if some kind of plan was being mentioned by our government instead of silence.
Calculating
(2,954 posts)$600 extra a month is simply too high. The $600 alone is equal to 40 hours a week at $15, in addition to their normal UE benefits. I'd be totally fine if it was toned down to $300 or something where it would cover the bare essentials, I just don't like how people are making more than they made working. Do people even realize what this is doing to our national debt and inflation? Just look at the stock market, things are all sky high in a freakin pandemic because there's too much easy money floating around chasing after too few stocks.
The part about being 'the wealthiest country in the world' is basically untrue. Our whole economy is a house of cards being propped up by the FED with their free money and 0% interest rates, and everybody thinks it's fine because the NASDAQ is at record levels due to people buying unprofitable companies up to nosebleed valuations.
Massacure
(7,498 posts)I don't often agree with Republicans, but that seemed like one proposal that made sense.
totodeinhere
(13,037 posts)All they do is prohibit evictions and foreclosures for the time being. They only postpone rent or mortgage payments but they do not cancel them. So you will eventually have get caught up with your payments or you could find yourself out on the street. So this can place a real hardship on someone who has been out of work due to no fault of their own and trying to get back on their feet. And that extra $600 weekly unemployment insurance benefit is also running out and the Republicans do not want to extend it.
MichMan
(11,790 posts)by just adding them on to the back end.
How can they force anyone to make up missed rents ? Wouldn't people just move somewhere else?
totodeinhere
(13,037 posts)passing the background check that most landlords require when they are looking for a new place. And they would take a big hit on their credit score. And doing that would be unethical, especially if your landlord depends on your rent payment to make their mortgage payment on the apartment or house. Many landlords are small operations that depend on timely rent payments to stay above water.
And regarding mortgages, it depends on the fine print. In some cases it could be tacked on the end but in other cases you might only have a short period of time to get caught up or you could face foreclosure.
madville
(7,397 posts)So the question is not "if" but "when" their landlords can finally evict them for nonpayment. In parts of California and New York, some renters are already over $10,000 in arrears since this started, most will not be able to catch that up when the evictions are allowed again.
totodeinhere
(13,037 posts)Perhaps a program offering interest-free government loans to help people get caught up would work. Then stretch out the payments over a long period of time. And possibly offer incentives that might under some circumstances offer loan forgiveness.
randr
(12,408 posts)Downtown Denver has blocks of plastic lean-to's covering sidewalks with families living inside.
Where is the reporting?
BComplex
(7,984 posts)things she might want to have her team look into. I can't remember what the URL is right now, but some other DUers should know.
Please report what you know about this, and if possible, give her team contact information for someone who can move this news along.
totodeinhere
(13,037 posts)rampant among the homeless in many places.
I_UndergroundPanther
(12,452 posts)Hate poor people and hate the working class. We should not be fighting over who gets what, job loss due to the pandemic isn't
'laziness' . The stupid Puritan work ethic some people pull out thier ass to justify who deserves is what republicans want us to think about our fellow human beings. Either we all prosper and have well being or no one does. Hence the part about the general welfare..in the consitution
BComplex
(7,984 posts)THANK YOU!!