Flew into Los Angeles, LAX, last night.

[Sophia4]

As we flew in, I saw many, large BLACK CLOUDS. Smoke and ashes I guess.

After we landed, I asked some airport employees about the clouds. They said they were not above Los Angeles proper but above some of the surrounding areas.

Global warming is here.

When insurance companies face the barrage of claims for damages to homes (not just totally burnt homes) and for healthcare due to the ashes and smoke, etc., we may just get some changes in our environmental policy.

Shame that our degradation of the environment had to be this bad.

But the insurance industry's interest in profits and low claims may just be the factor that changes the attitudes of the powers that be toward our environment.

I've got my fingers crossed.

[procon]

1. I'm surprised that insurance actuaries haven't already pulled the plug

on buildings in high risk areas that are going to be hit the hardest by future events as a direct result of global climate change. The day is coming when the first insurance company announces they will no longer insure any coastal structures in Florida, or houses build in flood plains, or mobile homes in tornado zones.

They can keep raising the premium rates, but eventually there will come a reckoning point when the growing threat of financial damages are too great to be profitable. The data is already baked into the numbers, and actuaries can see how the mathematics and the statistics will affect insurance costs, and thereby the profits of their corporate investors.

[zipplewrath]

2. Already started

Property insurance has gotten so expensive in Florida, the state had to step in. Everyone is already looking at the effects of sea level rise, from the Navy and their coastal bases to insurance companies. It will take a few years for the more serious effects to hit, because insurance tends to be sold on a short term basis.

[Sophia4]

5. I agree.

I wonder what the cost of rebuilding lost housing and buildings in California alone will be after the recent fires.

Yet here in California we have so much sun. Solar panels are obvious solution for daytime energy now. And if we put more effort into developing better batteries, we can one day provide enough energy for the night with solar panels and windmills. We should do it.

[Initech]

3. And expect it to get worse before something gets done.

The MAGAholes won't care about it unless it happens to them directly - and climate change is one of those topics. The entire state could be on fire and as long as their house isn't burned to the ground, they will respond like this:

[Achilleaze]

4. republican lies about climate change are dangerous for America

republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America
republican lies about climate change are dangerous for America

[Sophia4]

6. Right!

[NoSmoke]

7. Dangerous, irresponsible and idiotic for the entire earth.